Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. Tell us about it in the comments.

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. I STILL use our spreadsheet today.

Family 241

Family Debt Finance Kids and Family 241

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. We use the bacon fat in place of butter or oil for eggs and sauteed dishes.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. Where are you from? Downsizing.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a one-month only spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. I offer this FREE spreadsheet to community.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

DECEMBER 7, 2014

In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Used properly, it can help you build your dream home and reach your financial goals. while the average rate is 13% across all loans.

Debt 188

Debt Personal Finance Finance Credit 188

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Debt reduction – How much do you need to pay down and how can you do it?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MARCH 24, 2013

what kind of emotional issues you have with money and what kind of financial education you received. The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Find your risk tolerance.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. They keep us very busy! How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 11, 2013

I have long days working all day and then going to class at night; Not to mention I have to find time to study and get homework done. Do you know how to protect yourself if debt collectors are harassing you? Are you struggling to find motivation with your financial goals? This course is taking a lot out of me.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

FEBRUARY 19, 2022

It was a hard transition for me to go from being a major financial contributor in our marriage to staying at home with a baby and not bringing in a paycheck. If you get a chance, find this book at your library and read it, especially chapter 17. Implement our Debt Freedom Plan. After motherhood, this role was my dream job!

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. We want to achieve our financial goals, but still enjoy life. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. We use an online account like, Capital One 360 (my referral link). 9 – Find free entertainment.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Pretty soon, though, you are likely to find that not everything is perfect all the time. Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. Talk about these issues, and determine how your financial situation to look. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. After the first year, the new business debt weighed on me. Everything looked great on paper.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 31, 2014

Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Free money!

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. Yet for a few years I made the Toll House recipe, because that’s what everyone I talked to was using for a recipe.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Find Your Money Personality. Use the resulting profile as a basis for discussion of what parts to keep in your couple money personality and which to leave behind. You are married, you are each individually responsible for the other guy’s debts if they were incurred during the marriage! And then there’s money.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

APRIL 10, 2014

I understand that finding a New York City apartment with the perfect mix of location, cleanliness, safety, and price is difficult, but if you want to live here long term, you have to be willing to make concessions and find a sustainable balance. I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Next summer?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 2, 2022

Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Swap with another family who could use a date night too. Once summer starts, enter the actual expense.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. I find the routine keeps me in check. I still shopped this week, but I did use up some things that have been in the freezer for some time. Tuesday: Sausage, Broccoli, and Rice Skillet Dinner, using sausage from the freezer. garden salad. from Ebates.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100