Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 23, 2023

At 22 years old, Summer was managing her own household, working full-time and attending school with dreams of becoming a doctor. When she found out she was going to be a mom for the first time, she bought life insurance, even though her budget was tight and her mom, Coleen, originally advised against it. Watch her story here.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

DECEMBER 11, 2023

We knew that I would likely not be working full time much longer as we wanted to start a family, so we chose a house that was in a low price range and got a 15-year mortgage. and realized we should pay off this debt as quickly as possible. What’s your best frugal win? for anyone curious ? )

Money 191

Money Kids and Family Frugal Parenting 191

Family Balance Sheet

FEBRUARY 19, 2022

I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. I also manage the finances of our business.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

AUGUST 21, 2014

It all started in high school, when I graduated five months earlier than my peers so I could work full time and save up money before starting college. I worked full-time throughout college and took a few internships. One way that I’ve benefited immensely from this is in my career.

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Travel Graduation College Full Time 165

Family Balance Sheet

JANUARY 11, 2016

Even now that our daughters are in school full-time and I’m working outside the home, I still consider myself the FOM and it’s a job I take seriously, and you should too. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. Get Your Financial House in Order.

2016 100

2016 Debt Finance Tools 100

Prairie Eco-Thrifter

OCTOBER 8, 2013

Now that I’m out of school and many of my peers are drowning in debt, I’m so glad that I worked my butt off to pay for school in other ways than relying on loans. During my college career, I ensured I took a minimum of three courses at all times in order to maintain my status as a full time student.

Student 184

Student Education Co-Op College 184

Finally Frugal

DECEMBER 26, 2011

It's been quite a year; I have a total of four jobs (one full time, three part time) and am beginning to make a dent in my student loan debt. By the end of this year, I will have increased my income by over 70% (compared to my one full time job). Hello, and Happy Holidays, folks!

Goals 45

Goals 2012 Debt Student 45

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Several weeks ago, I made the decision that it was about time to start looking for a new full time job. Do you have thousands of dollars worth of student loan debt and/or credit card debt? I find myself looking more and more often.

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Money May 2012 Debt 113

Finally Frugal

MAY 30, 2012

The good news is that I am on schedule to make more from my assorted part time jobs than I do at the full time job (now do you understand why I've not had the time or energy to update my blog more frequently?) So for those of you out there who are in debt up to your eyeballs (or armpits, or belly button.

Debt 40

Debt Student TV shows Goals 40

Savings Corner

FEBRUARY 2, 2024

Issuers are prohibited from providing cards to people under 21 unless they have proof of independent income or a co-signer — someone who agrees to be responsible for the debt if the primary cardholder doesn’t pay the bill. If you can’t pay your full balance, pay more than the minimum. Use only a portion of your available credit.

Credit Cards 52

Credit Cards Student Credit College 52

For the Mommas

JULY 9, 2014

Follow these step by step instructions and you will have your own Children’s Entertainment, Balloon Twisting, Magic show, Face painting complete business — Making Kids Smile, and making yourself smile as well, with all the extra profits you will be making part-time or full -time. Download: Making Kids Smile!

Landscaping 59

Landscaping Making Kids Debt Free 59

Finally Frugal

JANUARY 1, 2011

Little did I know when I started this blog in January of 2008 that I would learn so much and come so far in my struggle to overcome my debt and control my spending. With that said, here are my goals for 2011: Attempt to double my income (from roughly $40,000 from the day job to $80,000 including all of my part time and full time income.

New Year's 45

New Year's Goals 2008 2011 45

The Frugal Girl

FEBRUARY 26, 2024

I was always in debt, which has been a tremendous source of shame for me. made by my husband While my husband’s income has increased over the years, we’ve ended up with a lot of (mostly) medical debt that would be easier to pay off if I were/had been able to work full-time. Apply it toward debt.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Prairie Eco-Thrifter

JULY 20, 2011

I’ve unintentionally gone too far a few times, and in doing so, learned valuable lessons about trying too hard to live a frugal life. Losing Valuable Time. Being employed full-time and running two home-based businesses over the past few years, I’ve learned the true meaning of the phrase “time is money.&#

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

AUGUST 17, 2017

Current job postings for full-time and part-time opportunities. ” You don’t, after all, want to spend 4 years sinking into credit card debt and then have to dig your way out while trying to start your career. They offer: Career education. Career exploration opportunities. Support with gaining work experience.

College 133

College Graduation Used Points 133

For the Mommas

JANUARY 11, 2011

I save it until the end of every month and apply it to our debt. Shelly is a full-time fourth grade teacher and blogs at Coupon Teacher. I don’t have too much money in savings right now. What do I do with all my “savings”? I hope in the near future, I will be able to actually “Save Our Savings” for good!

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. As a full-time work-at-home, homeschooling mom, she runs Life Your Way and Jungle Deals & Steals and consults for a variety of websites and brands.

Craigslist 78

Craigslist West Virginia Bank Banking 78

The Frugal Girl

NOVEMBER 13, 2023

They had me, and then my mom decided to go back to school full-time and get a PhD. I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. They finished around the time I was finishing high school, and then there was college – my sister’s freshman year was my senior year!

Kids and Family 186

Kids and Family Parenting Cars Car 186

Prairie Eco-Thrifter

JANUARY 22, 2013

” Before you answer, here are five other questions to ponder that will help to provide you with the clarity that you seek: How Much Debt Do I Have? . Therefore, consider taking out a year to knock-out debt before getting off of the birth control. How Secure Is My Job? .

Kids 222

Kids College Tuition Birth Control Insurance 222

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. Extra income for me meant anything that I earned above and beyond my full-time office job, from things like freelancing. A surprising amount of North Americans are not putting money away consistently for retirement.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

JULY 25, 2013

Gosh time flies. I think that is pretty good with working full time and studying. How to Live your Dream Life Debt Free. I wrote a test for my course and did good on it so that has taken some heat off. I have another test next week and then a final and the course is done. If I finish with a B I will be happy.

Fridays 169

Fridays Finance College Debt Free 169

Prairie Eco-Thrifter

JULY 24, 2013

Having a job as a teenager helped take the edge off of my single mother’s tight budget, and while it wasn’t a necessity in the truest sense of the word, it saved her a lot of stress and debt. Time is a factor in high school, because teenagers will be in school all day. It’s like having a full-time job.

College 228

College Kids and Family Activism Unemployment 228

The Frugal Girl

MARCH 4, 2024

My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids. He says we were busy building the house and our careers and it was money well spent because it freed up our time. Alan doesn’t share that regret.

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Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

MAY 30, 2011

Outside of my blogging life, I work full time as a magazine editor/designer for a large national company and I also teach part-time at a local University. And for fun, I study new ways to save money in my life (yeah, seriously, I find that fun… ), garden, and spend time with my wonderful pets. Think again!

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157