Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. What inspired you to get debt free? They blog at 2 Copper Coins.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. Our plan is going to take us several years and I think celebrating will motivate us when the going gets long and tough. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 20, 2023

Did you make 2023 financial goals ? That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

Financial Goals 130

Financial Goals Goals College Debt 130

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Your budget tells you how much you can save towards those big purchases we need to make from time to time. Make these important decisions together, integrating ideas from both of you.

Financial Goals 213

Financial Goals Goals Making Simple 213

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? And the plan can be as “big picture” or “little picture” as you want to make it. But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Get to the Bottom of Your Money Motivations. First of all, it’s important to get to the bottom of your money motivations. Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Being wary of debt (and paying it down if you have it).

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Make it a Necessities Only Year. Apply any Found Money to Debt. I’ll apply that money to the debt.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Most experts say you’ll want to be in your house at least two to five years after refinancing, but you should do your own break-even calculation to figure out what makes the most sense for you.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

JANUARY 11, 2019

Fortunately, we were making good progress with our #2 goal prior and had quite a bit of it saved for this second medical event. Part of me didn’t even want to make a financial goal for 2019. Our 2019 Financial Goal: Our one and only financial goal for the year: Pay off the student loan, our last non-mortgage debt. .

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

JANUARY 4, 2016

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. So in 2016, I will continue to share our journey to pay off our debt. I’m going to double down on my efforts to reduce our spending, but I will also need to find and make extra money.

2016 100

2016 Money Financial Goals Debt 100

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

Kansas City 130

Kansas City Kansas Student College 130

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? Such an approach to anything can be appealing and even motivating at first, but I can assure you it is the quickest way to fail and lose the race.

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Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

DECEMBER 1, 2014

The New Year brings a chance to make a fresh start and improve our lives. If you make $50,000 and your goal is to save $25,000 this year, I’m here to tell you, this isn’t likely to happen. If you make $50,000, maybe, depending on your situation, saving $2,400, or $200 a month is within your reach.

Goals 209

Goals Financial Goals December Motivation 209

Prairie Eco-Thrifter

JANUARY 17, 2013

Student Debt Survivor recently had a milestone birthday. For the working moms out there, make sure to read Frugal Rules’ working from home–a mom’s perspective. Finding motivation when you have none. My Battle Against Travel Eating and a Lack of Motivation Need An Upgrade? How to volunteer more.

Fridays 150

Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

OCTOBER 21, 2011

If it’s your goal to make $10,000 a month, why not shoot for $100 first? You’ve only got one shot, make it count! Normally, when you’re passionate about something you don’t need to make time for it, it finds time for you. Stay motivated. It can be difficult to stay motivated. Life is short.

Real Estate 194

Real Estate Goals Motivation Hobby 194

Prairie Eco-Thrifter

MARCH 24, 2011

It is also responsible for processing concepts of motivation and reward. When this happens, we become motivated to act; thinking and learning are enhanced. Conversely, negative emotional states, such as anger and sadness, have been shown to have a negative impact on learning and motivation.

Motivation 124

Motivation Money Debt Goals 124

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. Don’t miss Vanessa’s post about How I Make my Teeny Tiny Salary Work for Me at Vanessa’s Money.

Fridays 187

Fridays Budgeting Budget New Cars 187

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. You both made or will make adjustments to your thoughts, words, beliefs and actions to accommodate the other. Make Money Part Of Pre-Marital Discussion And Decision. You each come from different backgrounds.

Money 269

Money Giveaway Debt Goals 269

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JUNE 12, 2013

When you are well-rested, your mind is more alert and you make better decisions. Whether it’s the impulse to eat junk food, or the impulse to buy something you don’t really need or want, a better sleep schedule can help you avoid the pitfalls of poor decision-making. Improved Mood. Exercise can also influence your mood.

Debt 228

Debt United States Activism Health 228

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. These are lessons that I try to impress upon my son because I don’t want him to make the same mistakes I made 15 years ago. Or put yet another trip to Las Vegas on the credit card.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JANUARY 11, 2016

It is only possible if YOU make it happen, but it will take hard work and preparation. That is the one dream that we have talked about at great length, so how can WE make that happen?! Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. 5 Steps to Start your Retirement Planning.

2016 100

2016 Debt Finance Tools 100

Prairie Eco-Thrifter

JULY 4, 2011

I know I sometimes get bogged down with too many options and I can take forever to make a decision. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. Do you want to retire?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. How did they make it happen? What did they specifically do to become debt free?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Finally Frugal

FEBRUARY 2, 2011

And, unfortunately, sapped some of the motivation and joie de vivre from my life. I don't know if it's because I'm coming off of an exhausting cold and am not yet feeling 100% again, or if I need to readjust my work life (and debt repayment plans), but I feel as if my debt payments are just a drop in the bucket.

Debt 45

Debt Motivation Student Graduation 45

Prairie Eco-Thrifter

MAY 21, 2012

As long as it’s not blatantly a sales gimmick, when you pin a photo that you love or one that inspires you to do something, make sure to check out where it’s linked to. The cheap, easy projects I choose bolster my motivation and confidence to one day tackle even larger ventures.

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. There are times when I have lost my motivation and wanted to just quit. This site, like life, has taken me on a journey.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. We might buy things because we are “supposed” to, rather than because it makes us happy or improves our quality of life. Just make sure that the spending you do aligns with your values and goals.

Money 196

Money Goals Finance Tools 196