Motherhood Moments

JANUARY 25, 2023

It varies person to person, but our nationwide survey found 71% of renters want to buy a home and the top deterrents include money, interest rates, and debt. However, our survey found the majority of renters (71%) want to buy a home, but 90% say money is holding them back. For 9 out of 10, money is what’s holding them back.

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Money San Francisco Los Angeles Rent 130

Motherhood Moments

DECEMBER 26, 2022

One in three Americans plan to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey, and 31% of those resolutions are related to saving more money,” said Jill Gonzalez, WalletHub analyst. Unfortunately, people generally are not optimistic about the success of their resolutions.

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Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. How much debt did you pay off?

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Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MAY 6, 2020

We’ve had several instances over the years that have shaped how we viewed and managed our money. How Our Debt Freedom Plan Prepared Us for the Pandemic. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Storm #2: 2013.

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Debt Emergency Fund 2007 2020 130

Family Balance Sheet

OCTOBER 18, 2019

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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Debt 2019 Financial Goals Emergency Fund 100

Motherhood Moments

JANUARY 24, 2023

Instead of just forking over the money you have, it is important to have a strategy so you can save the most money possible. A mortgage is basically a loan to purchase real estate, and in order to get the money you will need, you will have to go through a lender.

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Family Balance Sheet

MAY 4, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. My total found money in April: $715.62. cashback from our travel rewards Visa.

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April Money Credit Cards Donation 130

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months. Who initiated the debt free goal?

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Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

FEBRUARY 5, 2014

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. My experiences with debt have been 100% negative. Debt does much more damage than good, however.

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Debt 2014 Credit Cards Consumerism 206

Family Balance Sheet

NOVEMBER 5, 2014

Welcome to Debt Free Stories. How much debt did you pay off? What kind of debt was it? The debt consisted of my student loans and a car loan. What inspired you to get debt free? When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free.

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Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

APRIL 7, 2014

Students now more than ever are graduating into a life of student loan payments, debt, and economic uncertainty. Here are some great reasons why you should try to graduate without debt: Job Freedom. When you are saddled with debt, you have to make choices based on paying back that debt. Debt is a Waste of Money.

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Debt Debt Free Graduation Student 217

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. What inspired you to get debt free? They blog at 2 Copper Coins.

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Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Motherhood Moments

DECEMBER 26, 2022

> MAKE A DEBT PLAN If you have outstanding debt, perhaps this year is the right time to make a plan to pay it off. > > KILL UNUSED SERVICES & SUBSCRIPTIONS Take a look at services such as cable or monthly subscriptions and cancel anything you are not using.

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Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1.

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Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash.

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Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

APRIL 2, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money.

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March Money Donation Credit Cards 130

Prairie Eco-Thrifter

MARCH 10, 2014

Money is one of the leading causes of stress that many of us experience in our lives. I’ve experienced stress in my life because of money. However, most of us need money to survive. Here are some of the ways that money can raise your stress level — and what you can do about it. Debt: Anxiety and Helplessness.

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Money Debt Making Credit 223

Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. It depends on how the debt is managed.

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Family Balance Sheet

JUNE 4, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. My total found money in May: $321.81. This money equates to about $36.67

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Money May Donation 2020 130

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

SEPTEMBER 13, 2011

Living your dream life debt free requires a simply task of going back to Grade 1 math lessons and applying the concepts. Likewise, in your adult life, you can think of the first number representing the source of your monthly income and the second depicting debt or expenses – you need to borrow from another in order to complete the operation.

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Debt Free Debt Emergency Fund Hobby 235

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

AUGUST 21, 2020

Knowing all of these numbers doesn’t mean that there won’t be messiness with your money. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. Having everything on one page made our money discussions much easier. It showed him what we OWE and what we OWN.

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Family Debt Finance Kids and Family 241

Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? Why are we having difficult discussions about money on a daily basis? WHY do we want to be debt free? Being a good example is the first step to teaching your kids how to handle money with maturity. ”, “What does debt freedom mean?”

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Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

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Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic. How Settlement Works.

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Debt Debt Free DIY Personal Finance 124

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable.

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Debt Recession Unemployment Budgeting 157

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

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Debt Thrifty Money Fuel 171

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. I coupon and hunt for deals like a mad woman!

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What About Debt?

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Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Get to the Bottom of Your Money Motivations. First of all, it’s important to get to the bottom of your money motivations. Set Regular Money Check Ups. Decide on Separate vs. Joint Spending. Set Goals Together.

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