Family Balance Sheet

JANUARY 20, 2023

We decided on one big audacious financial goal for the year, and it’s a doozy! That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. It was a momentous occasion that was many years in the making. How will we make these goals?

Financial Goals 130

Financial Goals Goals Debt College 130

Finally Frugal

JANUARY 1, 2012

We we begin the new year, I wanted to update my debt repayment status. I've made a dent in my student loan debt, though it has come at the cost of my mortgage debt, unfortunately. Even so, I'm happy with the progress I've made and am excited to watch my student loan debt decrease even more quickly in 2012.

New Year's 40

New Year's Debt Student Goals 40

Family Balance Sheet

JANUARY 4, 2016

And ready to rock the new year. For me the new year’s reality sets in the first Monday after the holiday. This year, we took a long break over the holidays to travel to see friends and family, so today has been a shock to my system. We have new financial goals for this year. I’m back!

2016 100

2016 Money Financial Goals Debt 100

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 homeowners as of year-end 2023. HELOC: What is it? percent by the end of 2024.

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. We all know how powerful debt snowballing can be, with small amounts adding up over time to pay off a big portion of debt, and the reverse is true with small portions of spending adding up overtime to wreak havoc on your finances. Short-sightedness .

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Having a hard time keeping your resolutions? As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

NOVEMBER 18, 2022

My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. We will pay cash for Christmas this year and I want that for YOU too! Take these steps and have a Debt Free Christmas. 3 Smart Steps to Pay Cash for Christmas. How do you save for Christmas spending?

Christmas 130

Christmas Budgeting Budget Money 130

Nicoles Nickels

JANUARY 18, 2012

The following is a guest post by the folks at Comparethemarket.com: If you are like so many other people, you made a few New Years resolutions to start the year off on the right foot. Most people will include a resolution about their finances in their list of goals for the year. Make Them a Habit.

New Year's 40

New Year's Frugal Insurance Budgeting 40

Prairie Eco-Thrifter

DECEMBER 30, 2013

During this time of year, it’s all about the New Year’s Resolutions. However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas?

Financial Goals 186

Financial Goals Goals Finance Money 186

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. It took us many years so I broke the payoff goal into smaller chunks. Related Reading : How We Paid off Six Figures of Debt. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Finally Frugal

JANUARY 1, 2011

Little did I know when I started this blog in January of 2008 that I would learn so much and come so far in my struggle to overcome my debt and control my spending. Over the past three years I've heard from so many of you who are in the same situation, either just beginning your journey or close to the end. Welcome to 2011!

New Year's 45

New Year's Goals 2008 2011 45

Saving In Akron

JANUARY 12, 2012

If you've been wanting to invest in Dave Ramsey's program for eliminating your debt, now's the perfect time. Start the New Year off on solid financial footing with this budget-friendly bundle from money from money guru Dave Ramsey. Mamsource is offering a Dave Ramsey Money Education Bundle + FREE Shipping for $45 !

Education 113

Education Money Free Shipping Software 113

Prairie Eco-Thrifter

JANUARY 2, 2014

Said so on the news. Christmas and New Years with friends and family went well though. It was nice to get together and see everyone, especially my brother whom I only see once a year. If so, follow these 3 Basic Rules from Bob at Dwindling Debt. Where I happen to live we have been colder than Mars. over at Gajizmo.

Mars 180

Mars Fridays Haggle Haggling 180

Prairie Eco-Thrifter

DECEMBER 1, 2014

The New Year brings a chance to make a fresh start and improve our lives. In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. How much debt do you have? One of the best ways to do that is to set realistic goals. How much in investments?

Goals 209

Goals Financial Goals December Motivation 209

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? The reality is that it doesn’t really matter what I spend the rest of my money on, as long as I don’t go into debt and as long as I feel good about the spending because it is in line with my personal core values. Do you like helping others?

Budgeting 218

Budgeting Budget Work Making 218

Discount Coder UK

JANUARY 8, 2014

Yesterday I looked at fire-fighting, knuckling down to pay off post-festive debt as fast and efficiently as possible. Today I’m going to look at the bright side of a shiny, fresh, clean New Year, and how you can use 2014 as a springboard for getting what you want out of life. Money isn’t everything, of.

Debt 45

Debt 2014 Discount New Year's 45

Family Balance Sheet

DECEMBER 29, 2020

After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! Savings Goals – Set savings goals for the year and use this spreadsheet to track your progress. Are you ready for a fresh start? Color in the blocks as you hit your goals.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Saving With Shellie

JANUARY 10, 2012

If your New Year’s Resolution is to get your finances in check, you’ll want to check out the deal today from Mamasource. My husband and I have never had debt other than our cars and house but still have found Dave’s approach very helpful. Get the Dave Ramsey Money Education Bundle for just $45 (a $120 value).

Education 61

Education Money Debt Software 61

Prairie Eco-Thrifter

JULY 22, 2014

As much as I enjoy performing in Christmas shows each holiday season, the audiences won’t come after the New Years, which brings my work to an end before I’d like it to. It hasn’t always been that simple though. As an actress, I often face periods of unwanted unemployment. Or a Cash Flow Problem? Money Tips'

Money 219

Money Unemployment Emergency Fund Couch 219

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Take a look below at my tips to create a holiday budget so you can enjoy your holiday and new year! A debt free holiday is a feeling that money can’t buy!

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

JANUARY 14, 2011

Reducing Debt. The Digerati Life shares insight as to when you should get help in trying to pay off your debt. Frugal Dad tells us 5 ways we can live healthy in the new year. Man vs. Debt shares with us how to not suck at our resolutions this year. We have done this for ages now. Investing Wisely.

January 113

January Personal Finance Green And Frugal Finance 113

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Although gas prices have been lower lately, hovering around $3.20 per gallon nationwide, AAA expects it to increase to $3.50 per gallon during the holidays.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Nicoles Nickels

JANUARY 21, 2015

By filing for bankruptcy, you could drastically reduce your wait time and eliminate all other debt which would help you save money so you can buy a new home in 2 years once you qualify. Related Stories New Twinings Chai Flavors at The Cross Country Cafe The Cross Country Cafe Wacky Wednesday Coffee Sale!

Florida 40

Florida Debt Twinings Insurance 40

Prairie Eco-Thrifter

JANUARY 7, 2011

We have arrived at a new year… a time when we can work to make things better going forward. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. Our friends over at Cheapism share with us 81 ways we can make the best use of our money. Investing Wisely.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

JANUARY 7, 2014

Most people want to see you succeed; whether your goal is to get a promotion, lose weight, get out of debt, or what have you, use your network to help get ahead. How Social Media Can Help Your Career 4 Ways to Enhance Your Financial New Year’s… Unhappy With Your Job? Use Your Network. Get Organized'

Goals 173

Goals At&T Work Motivation 173

Saving Cents With Sense

JANUARY 1, 2016

Happy New Year!! I am so excited for 2016 – there will be some very big changes with my family this year. My oldest son will also be starting junior high during this year (now I feel old!). I will graduate with my master’s in communication disorders and start my new career as a speech language pathologist.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

SEPTEMBER 19, 2014

Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. Not a single dime! In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

MARCH 12, 2015

You’re now in the trenches of the new year, do those goals still make sense? T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. When reviewing your goals, did you use the S.M.A.R.T.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. New year and new decade!

Financial Goals 130

Financial Goals Goals 2020 2019 130

For the Mommas

JANUARY 11, 2011

I save it until the end of every month and apply it to our debt. Happy New Year & Resolutions. Finally, I have to tell you. I don’t have too much money in savings right now. What do I do with all my “savings”? I hope in the near future, I will be able to actually “Save Our Savings” for good! Share This!

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Prairie Eco-Thrifter

JANUARY 7, 2015

Happy New Year! You know how they say that how you ring in the New Year is a good indication of how your year will be? Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. My student loans stand at approximately $22,550.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MARCH 7, 2013

Do you ever suffer from debt envy? New Year’s Resolutions Toolkit-Start the Year off… 10 Easy Ways to Save Money. There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: Looking for a way to reduce your grocery expenses? PET Archives.

Vacation 169

Vacation Fridays Indonesia Personal Finance 169