The Frugal Girl

FEBRUARY 18, 2024

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. helping out 7.

Kids and Family 184

Kids and Family Home and Garden Money Frugal 184

Savings Corner

DECEMBER 27, 2023

Good-credit borrowers with low debt-to-income ratios often get the lowest rates. Lenders determine your rate using your credit profile and history, income and existing debts. Some lenders have credit-building tools, unemployment protection or fast funding. Enter your interest rate. Choose a repayment term. 1, 2023, through Nov.

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Calculators Credit Debt Nov 40

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Considering that she too is an unemployed actress, and we were having this conversation at an audition, I asked about cost.

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Price Rent Financial Goals Converse 209

Family Balance Sheet

FEBRUARY 22, 2011

Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. Which comes first: saving for an emergency OR paying off debt? Once that debt is paid off then start building up you emergency fund to your desired number.

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Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Deliver Away Debt: What Is Quantitative Easing and Why Won’t It Stop? Personal Finance Whiz : What Is An Emergency Fund?

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October 2011 Finance Personal Finance 200

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt? We have an occasional squabble here and there, but I'll be very honest and upfront with you, we do not argue about money.

Money 225

Money Financial Goals Goals Kids and Family 225

Saving In Akron

MARCH 9, 2011

I did not go into debt for this vehicle. Lack of debt means freedom and the ability to make the choices you want to make. I am sharing this with all of you because I want to support you not just in getting the best deals for yourself, but in maintaining a debt free lifestyle. I paid cash. Anyone can do this.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

FEBRUARY 11, 2016

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery, but a broken TV, sweet riding boots, or the snazziest new gadget…not so much. Later in his plan, he recommends saving 3-6 months salary, but only after paying off the non-mortgage debt.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. Tackle Student Loans.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

JANUARY 10, 2017

With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services. During the long 7 years since the crisis, many people lost jobs and houses. Even today, many are still unemployed or underemployed. ” The easy money effect.

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Spendthrift Economical Consumer Recession 100

Finally Frugal

JANUARY 5, 2011

After all, if (and this is a big IF) the housing market ever recovers (or just stops resulting in decreasing value) then I may be able to sell my house without creating equity by paying off my second mortgage debt. Here's what I read in a recent US News article about who will continue to struggle in 2011: Homeowners.

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Frugal Student 2007 Unemployment 45

Prairie Eco-Thrifter

DECEMBER 7, 2011

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. How does he get his self-esteem back? There is a family, torn by divorce and struggling to understand it’s new circumstances in order to deal with them.

Holiday 183

Holiday Friends And Family Sale At&T Giving 183

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt? You won’t make any sacrifices. You shop to feel better. You shop to release stress, to be someone else, to escape.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

JULY 24, 2013

Having a job as a teenager helped take the edge off of my single mother’s tight budget, and while it wasn’t a necessity in the truest sense of the word, it saved her a lot of stress and debt. She was willing to pay for less trendy, less expensive styles).

College 228

College Kids and Family Activism Unemployment 228

Savings Corner

DECEMBER 25, 2023

Some platforms invest in equity (stock), while others invest in debt. Generally, stock offers high returns in exchange for more risk, while debt offers lower returns in exchange for less risk. In addition, real estate is typically funded with high levels of debt financing, making it more susceptible to any economic downturn.

Money 52

Money Making Real Estate Rent 52

Saving Everyday

JANUARY 10, 2012

The debt of gratitude that I feel for all of you, most of whom I will never meet, is indescribable. Because of this site, and the unwavering support of my readers, I was able to pick up my life in Kentucky and go to Florida to be with my Dad. Posts were slow, even non-existent at times. When we move, he will be unemployed, which is scary.

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Money Work Saving Money Daughter 53