Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. And I definitely added ‘Pay Rent’ on the list. R – realistic.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. Since that time, I have automated most of our financial transactions, but I still rely on my list to keep me in check. Did you use the S.M.A.R.T.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

JULY 11, 2013

I am definitely noticing I don’t seem to have the same stamina I did when I was younger. Are you struggling to find motivation with your financial goals? This course is taking a lot out of me. I am managing so far, but free time has been pretty scarce these days. As long as I don’t burn out I guess that is ok.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Penny Pinchin' Mom

FEBRUARY 16, 2024

Buy What Is Worth It “By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later.” — Jean Chatzky Let’s face it: you probably have a dress or ten in your closet that you never wear, yet you bought it because you thought it was cute.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free. What are your financial goals now? How did you resolve the tension and arguments?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JANUARY 19, 2014

During the holidays, I most definitely did consume more than two glasses of wine per week. I’m completely exhausted from the flurry activity, so I can’t imagine wanting to go out that often anyway, but January will have to be a serious financial detox month for me.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

FEBRUARY 4, 2015

Definitely getting in the routine of making a zero-based budget EVERY MONTH and reviewing our finances together is an important habit we picked up that will be key to meeting all our financial goals. What are your financial goals now? We aren’t quite ready to dive head first into another financial goal.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

AUGUST 26, 2013

Definitely consider doing this; it brought a clear direction to my life. I hope you enjoy the process of making your life better by setting goals as much as I do. I was familiar with mission statements at work but had never thought about having a personal one.

Goals 233

Goals Making Financial Goals Work 233

Family Balance Sheet

APRIL 9, 2021

Begin by both of you reading Dave Ramsey’s book, The Total Money Makeover (affiliate link) , as this book was definitely instrumental in directing us along. So often, we don’t dream about our financial goals, because we are so entrenched in our challenges. Also, allow yourself to dream about your wants. Prioritize.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 19, 2012

I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. 5 Steps to Succeeding Your Goals. Set a Specific Goal. Prior to 2011, my goals would have sounded like, "I want to get into shape." I will definitely use it again for future training. Enlist Support.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

APRIL 1, 2021

We feel it at our house too and this is definitely an area I need to improve. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Put the money saved into your emergency fund. 6 – Eat dinner at home. Dinner time can be stressful for everyone.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

SEPTEMBER 29, 2016

The work ethic definitely hasn’t eased since becoming debt free. What are your financial goals now? What habits did you form while being debt free that will now stick with you for the long term? We still make things from scratch and work as many extra hours as we can to continue to earn more income.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

If married, who initiated the debt free goal? My husband was definitely the one who encouraged us to get out of debt. What are your financial goals now? Were there arguments during the time you were working on your debt? How did you resolve the tension and arguments? It enabled us to save almost $500 a month!!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

DECEMBER 10, 2014

He leaves most of the financial goals up to me, but we make the decisions together. On the flip side, I ate a lot of cheap food while I was paying off debt, and definitely don’t do that now. What are your financial goals now? Our financial goals have shifted to growing my new business.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Your acceptable risk is usually determined by your financial goals, your age and your circumstances in life.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Penny Pinchin' Mom

FEBRUARY 16, 2024

It’s not necessarily fun, but definitely necessary. Set personal and financial goals for your savings. My list often looks something like this: Important and immediate items; important but not immediate necessities; and finally, wants (non-important, non-immediate purchases). They can be anything.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. Also, we both have side hustles.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

Definitely a monthly budget – I always create one every month. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! Saving for retirement – or a version of retirement – is also a goal. It was great to celebrate with all of them.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Passive income is not… Your job. But having at least a few is a good start.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

FEBRUARY 3, 2016

It was after I started listening to Dave Ramsey, that I started thinking about getting out of debt more quickly and realizing that it was definitely possible to become debt free. What are your financial goals now? The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

If married, who initiated the debt free goal? My husband definitely was in charge of our debt free journey and made the initial goal to get a 15 year note and make extra payments on it from the start. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100