10 FREE (but Thoughtful) Christmas Gift Ideas
Family Balance Sheet
DECEMBER 3, 2014
'Gifts must be expensive and store bought—-SAID NO ONE, EVER! There’s outside pressure during Christmas to spend lavishly only to have the recipient not really like the gift or even use it. I read recently that Americans will spend on average of $800 on Christmas. That’s a lot of money and if you don’t have the cash , PLEASE don’t feel compelled to spend what you don’t have.
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