Family Balance Sheet

OCTOBER 18, 2019

1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. We followed Dave Ramsey’s debt snowball method.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. To help you identify where you might be going wrong, we’re going to look at some of the more common financial mistakes people make. Did you find anything that applies to you? So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. You can find so many things of similar quality at prices much lower than your favorite brand. Find out any similar places or situations where you can make cuts.

Saving Money 222

Saving Money Money Bills Insurance 222

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JULY 4, 2011

I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others. In this case, they helped a school fund interactive learning activities. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Well, kids, your parents lied to you – money does grow on trees. You have to plant it, feed it, water it and care for it to make it grow big enough to notice. Put your roots into healthy soil and suck up the best nutrients you can find. We don’t panic because we know we can make do with out the investment money.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 26, 2016

SO THIS WILL BE THE YEAR…YAY… WOOHOO… BUT……in order to reach our goal by the end of the year, we need to find/earn more money than we currently are able to come up with each month. Make it a Necessities Only Year. Our kids are quite active with swim team, Girl Scouts, and school activities.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Saving Cents With Sense

JANUARY 1, 2014

If not, it isn’t too late to make one – and this is one resolution that you can succeed at, too. I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Trepidation about having the grand-kids open a savings account. While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options.

Money 124

Money Saving Money Lowes Grandchildren 124

Saving Cents With Sense

JANUARY 3, 2017

If not, it isn’t too late to make one – and this is one resolution that you can succeed at, too. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Make Your Own Laundry Detergent.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. we still weren’t making enough money to cover all of our monthly bills. haha Kidding. strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

JANUARY 1, 2015

If not, it isn’t too late to make one – and this is one resolution that you can succeed at, too. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Make Your Own Laundry Detergent.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Jeff plays hockey and badminton and we take turns running the kids to their figure skating lessons. The last thing we did was to find other ways to create an income (the side hustle).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? We even bought an online package years ago, but have since decided that we will have a lawyer draw up our will, medical directive, and power of attorney documents to make sure everything is in place legally. Our 2 Main Financial Goals for 2018: 1 – Finish the will. Be Exceptionally Frugal.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We also look for places where kids eat free now.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. Everything looked great on paper. We need to increase our income.”

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. Put your kids on commission & practice telling them no. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects.

Debt Free 235

Debt Free Debt Mom Goals 235