Family Balance Sheet

NOVEMBER 5, 2014

Welcome to Debt Free Stories. What inspired you to get debt free? When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Penny Pinchin' Mom

DECEMBER 17, 2023

From a personal point of view, I much prefer living debt free. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. You will need to handle them first, even if your emergency fund is nonexistent.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JUNE 30, 2014

My fiancé’s financial goal is to save up money for incidentals and emergencies (over and above our current fully-funded emergency funds), and then buy a really good truck and perhaps a boat with anything extra that hasn’t gone toward retirement or the emergency funds. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Family Balance Sheet

AUGUST 11, 2016

It’s FREE when you sign up here for my weekly newsletter. Finding a professional can be overwhelming, but Dave Ramsey just launched SmartVestor , a free resource to help you find an investing professional. Start Saving for your Emergency Fund TODAY! Although I have not personally used this resource. Where We Stand.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 1, 2013

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet. So, have you made any of these mistakes?

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt. 1 – Save a starter Home Emergency Fund. Additional related reading: Debt Free Stories. We’re way behind on this.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 19, 2015

Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. Take advantage of free money. If you look around, you’ll find opportunities for free money are everywhere. Take advantage of these opportunities and save the free money. I got $200 for free!

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. We ate an elephant!

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

JULY 15, 2011

It is not an emergency fund or our monthly cash allowance and there isn't a lot of cash in the envelope. Do you have a petty cash fund? We have an envelope, in an undisclosed location, where we keep cash. I feel less stressed now knowing that we have a little bit of cash tucked away. Thanks for reading.

Emergency Fund 127

Emergency Fund Occasions Money Fans 127

Saving With Shellie

JUNE 30, 2014

Capital One 360 (formerly ING) brought back their FREE cash offer for new customers. Who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $100. I got some yummy drinks and got my free sign-up bonus.

Emergency Fund 79

Emergency Fund Sonic Frugal Lives Frugal Living 79

Prairie Eco-Thrifter

MAY 30, 2012

This small money mistake has a sub-section – accepting the so-called ‘free’ credit card upgrades or new cards. Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority.

Money 235

Money Emergency Fund Debt Financial Goals 235

Saving Cents With Sense

MAY 26, 2014

Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. You can download any of the free budgeting apps available, including MoneyWise, Mint or Expensify. Cut out unnecessary spending and use that money to build an emergency fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. The better award is to get a stock award free and clear.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. When we first started we couldn’t have even conceived of becoming completely debt free.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. But we needed a plan. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

For the Mommas

JANUARY 3, 2011

As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Amy’s emergency fund saved her — when her heater went out on New Years Eve. Without an emergency fund, this could have been an major financial blow. Don't miss the newest deals. Share This!

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Prairie Eco-Thrifter

SEPTEMBER 13, 2011

Living your dream life debt free requires a simply task of going back to Grade 1 math lessons and applying the concepts. Now hold that thought and think about this: living your dream life debt free. . Realizing your dream life debt free is not only about earning more money. Basically, living your dream life debt free is simple.

Debt Free 235

Debt Free Debt Emergency Fund Hobby 235

Saving In Akron

MARCH 9, 2011

This all goes back to having an emergency fund and paying yourself first. My family would not have survived without that emergency fund. I am sharing this with all of you because I want to support you not just in getting the best deals for yourself, but in maintaining a debt free lifestyle. Anyone can do this.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Saving With Shellie

NOVEMBER 29, 2013

Capital One 360 (formerly ING) has brought back their FREE cash offer. This is my favorite Black Friday deal every year because who doesn’t need free cash this time of year!? Get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Easy Peasy.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Family Balance Sheet

JUNE 30, 2015

Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Continue to live debt free with the ability to travel more, give more, pursue our passions. Write a book about our debt free journey. Our Financial Goals: Pay off our non-mortgage debt. Start saving for college. Absolutely!

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

JULY 22, 2014

I keep expenses low by living below my means and when windfalls of cash come in from bigger contracts, the money goes into replenishing savings and retirement funding. By maintaining a cash cushion in the form of an emergency fund, I feel protected rather than anxious when returning to the unemployment line. Money Tips'

Money 219

Money Unemployment Emergency Fund Couch 219

Saving With Shellie

NOVEMBER 23, 2012

ING Direct has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $125 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. I got some yummy drinks and got my free sign-up bonus. HOT DEAL ALERT.

ING Direct 58

ING Direct Emergency Fund Savings Account Credit Cards 58

Saving With Shellie

JULY 1, 2013

Capital One 360 (formerly ING) has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open a free, no-fee Capital One 360 Checking Account by 7/3.

Emergency Fund 51

Emergency Fund Sonic Frugal Lives Frugal Living 51

Saving With Shellie

APRIL 18, 2012

If you missed this before, ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. And who doesn’t need $50!

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 15, 2012

If you missed this before, ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. And who doesn’t need $50!

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 2, 2012

ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. It’s free to open them and easy to manage.

ING Direct 40

ING Direct Emergency Fund New Cars Vacation 40

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Get them from the library where movies are free if you return them on time. Why not enjoy a free concert instead of the paid one? We know that times are tough.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

OCTOBER 26, 2014

You could also make coupons for your services such as “one free night of babysitting” for a couple with young children. Generate free cash. Generating free cash sounds too good to be true, but it’s not. How to Make Extra Money. Finding temporary, extra work is a great way to drum up cash.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Savings Corner

FEBRUARY 2, 2024

And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Use this free savings calculator to understand how your money can grow over time.

Calculators 52

Calculators Saving Bank Banking 52

Saving With Shellie

JANUARY 5, 2011

ING Direct has brought back the free $50 promo that they offered last year. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. Click Get Started.

ING Direct 49

ING Direct Emergency Fund New Cars Vacation 49

Prairie Eco-Thrifter

JULY 4, 2011

Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. FMF from Free Money Finance shares his Simple Car Email. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund.

Personal Finance 240

Personal Finance Finance Family Debt 240

Saving With Shellie

JULY 2, 2013

Don’t forget, Capital One 360 (formerly ING) has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Easy Peasy.

Emergency Fund 40

Emergency Fund Sonic Frugal Lives Frugal Living 40

Family Balance Sheet

APRIL 30, 2014

Use May to use up what you have stored in your pantry and freezer and see how much grocery money you have left over at the end of the month to put towards other things, such as an upcoming vacation or your emergency fund. And what are your emergency meals that you always have on hand? How did you do in April? February Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Saving With Shellie

JUNE 30, 2012

ING Direct has brought back their free cash offer and who doesn’t need free cash! Right now you can get $76 in free money , simply by opening a completely free checking account. How to Get Your FREE $76. I got some yummy drinks and got my free sign-up bonus. How to Get Another $76 FREE.

ING Direct 55

ING Direct Emergency Fund Savings Account August 55

Saving With Shellie

JULY 3, 2013

Today is the last day to take advantage of the free cash offer from Capital One 360. Capital One 360 (formerly ING) has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account.

Emergency Fund 40

Emergency Fund Sonic Advantage Frugal Lives 40

Saving With Shellie

FEBRUARY 2, 2011

ING Direct has brought back the free $50 promo. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. FREE $10 Credit to No More Rack. Activate your card.

ING Direct 45

ING Direct Emergency Fund DVDs New Cars 45

Family Balance Sheet

JULY 20, 2011

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. If you would like to receive FREE updates of FBS, there are four ways to do so: through your RSS Feed have updates sent to your email , become a fan and 'like' FBS on Facebook become a Twitter follower. Let us know in the comments.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138