Prairie Eco-Thrifter

JUNE 30, 2014

My fiancé’s financial goal is to save up money for incidentals and emergencies (over and above our current fully-funded emergency funds), and then buy a really good truck and perhaps a boat with anything extra that hasn’t gone toward retirement or the emergency funds. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

JUNE 11, 2014

You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. I do this with my emergency fund. It’s enough to give me the lead time to sell investments if the situation calls for a more long-term solution.

Goals 208

Goals Emergency Fund Used Vacation 208

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. What gives? Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. It’s a question of how to ensure the gains outweigh the losses.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

NOVEMBER 5, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Motherhood Moments

MARCH 4, 2023

Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. The earlier you start building up your nest fund, the more time you have to grow your money through compound interest.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 18, 2019

1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. Start Additional Savings Accounts.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

OCTOBER 18, 2014

Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 11: Update #1 – Catch Up on Assignments. Day 12: Rest day and day to catch up on assignments. Day 15: Take a Household Inventory and Plan for Replacements. Day 16: Allow Yourself some Fun Money.

Finance 124

Finance Organic Organization Emergency Fund 124

Family Balance Sheet

MAY 21, 2021

The link will give you all of the information you need to complete the sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Better Investing can give you some tips on how to join or start such a club.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We have an emergency fund, but after this crisis, we will likely need to replenish it and increase the amount that we keep. Hubby has been running errands for us, so I’ll give him a break. Being self-employed, we need the security that it offers.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 30, 2012

A budget gives it to you plain and simple – the good, the bad and the ugly. Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

OCTOBER 31, 2014

Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 11: Update #1 – Catch Up on Assignments. Day 12: Rest day and day to catch up on assignments. Day 15: Take a Household Inventory and Plan for Replacements. Day 16: Allow Yourself some Fun Money.

Finance 100

Finance Organic Organization Emergency Fund 100

Saving Cents With Sense

MAY 26, 2014

Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Cut out unnecessary spending and use that money to build an emergency fund. When it comes to contributing additional money to this fund, explore all your options.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

For the Mommas

JANUARY 3, 2011

As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Amy’s emergency fund saved her — when her heater went out on New Years Eve. Without an emergency fund, this could have been an major financial blow. Don't miss the newest deals.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Family Balance Sheet

OCTOBER 15, 2014

After I picked my jaw up off the floor, the two of us estimated that it would be about a year before the van rolled 100,000 miles thus giving me 12 months to save for the service. Every month, we set aside money in our budget to cover our basic car maintenance.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

JULY 10, 2014

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. I want to have good experiences with the people I love. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

For the Mommas

JANUARY 19, 2016

Add to Your Emergency Fund. An emergency fund can never have too much money in it. If you have an emergency fund to add to, then add to it. The sooner you begin contributing to your retirement fund, the longer it has time to grow. Finally, give yourself permission to enjoy a bit of your refund.

Taxes 40

Taxes Emergency Fund Debt Money 40

Prairie Eco-Thrifter

MAY 27, 2012

If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around. Continuing as you are at the moment is a recipe for disaster, so lets give you a recipe for success. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

OCTOBER 26, 2014

In addition, don’t forget other people you may give a little extra to like your mailman, hair dresser, and child care provider, to name a few. Then you’d only give a present to the person whose name you drew, which could slash your spending depending on how many siblings you have.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. But we needed a plan. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

JUNE 30, 2015

Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Continue to live debt free with the ability to travel more, give more, pursue our passions. Celebrate with a trip to Walt Disney World. Start saving for college. Pay off our mortgage debt. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Saving In Akron

MARCH 9, 2011

I really appreciated hearing from real people (not actors) who could give me their honest opinion based on their experiences. This all goes back to having an emergency fund and paying yourself first. My family would not have survived without that emergency fund. That's a great start on an emergency fund.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Prairie Eco-Thrifter

NOVEMBER 17, 2018

Ultimately, if you were the person responsible for paying the bills in your home, and you didn’t have much of an emergency fund in place, there’s a chance that you’ll need to seek out the assistance of a personal loan between you and your partner until you get back on your feet. 4. Get Creative.

Hunts 138

Hunts Emergency Fund Re-use At&T 138

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. We sat down and decided what our priorities would be.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Penny Pinchin' Mom

JANUARY 16, 2024

Automate Your Contributions This is something I have decided to do with my kids: as soon as anyone turns 18, I’m going to give them $500 as a start-up investment in their Roth IRA. They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JULY 17, 2013

This will give you an idea of how to proceed to reach your desired career situation. If you plan to quit your job, you might need to save up an emergency fund to help keep you afloat while you develop your own business. If you want a promotion, find out what additional (if any) education or certification you need to advance.

Emergency Fund 213

Emergency Fund Goals Motivation Work 213

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. This is technically free money that gives your 401(K) a real boost.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JULY 4, 2011

Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. In this case, they helped a school fund interactive learning activities. “The best inheritance a parent can give to their children is a few minutes of their time each day.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

DECEMBER 6, 2012

You have to refrain from giving into your temptations to withdraw the money, otherwise it will never add up. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. It is challenging to save, and it does take diligence. Share your ideas below!

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 30, 2014

You have to give it space and time (lots of time) to grow into a huge money producer. He never earned more than $46,000 per year, but he turned that into several million dollars, most of which he’s giving away. We have enough to live on from other sources and an emergency fund. You can do this. Florence Ballenger.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. Building an emergency fund also helps enormously. She blogs at The Debt Myth. Tell us about you and your family.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Free Money Wisdom: The Trouble with Tithing Giving can be done in ways that don’t involve the transfer of money. Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 26, 2016

What We Won’t Give Up. My motto has always been “living well on less” and now it will be “living well on (even) less” However, there are a few things that we will not give up so I will need to add to our budget. I’ll apply that money to the debt. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 2, 2017

Jacki, from The Debt Myth , stresses to give yourself a break, because YOU get to decide what’s right for your life. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100