Penny Pinchin' Mom

JANUARY 16, 2024

A savings account (both long-term and emergency funds) A retirement account An investment account A current account (for day-to-day expenditure, holiday spending, and such) A loan payment account for things like student loans and credit cards These will help you track where your money is going.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. The holiday season is fast approaching!

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JULY 4, 2011

Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid? Family is there when you need a hand or some advice.

Personal Finance 240

Personal Finance Finance Family Debt 240

Saving With Shellie

JULY 1, 2013

Now $100 in free money will come in really handy because Back to School and the holidays are just around the corner. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. Then I used the card at Sonic for Happy Hour 5 different times.

Emergency Fund 51

Emergency Fund Sonic Frugal Lives Frugal Living 51

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Put the holiday gift of cash into your account. We have enough to live on from other sources and an emergency fund. One way to do this in a two income family is to live off of one income and bank the other. We did that. Tax yourself. Pay yourself first. Figure out what you need to live and put the rest in a secure account.

Virginia 160

Virginia Money Real Estate Growing 160

Saving With Shellie

JULY 2, 2013

Now $100 in free money will come in really handy because Back to School and the holidays are just around the corner. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. Then I used the card at Sonic for Happy Hour 5 different times.

Emergency Fund 40

Emergency Fund Sonic Frugal Lives Frugal Living 40

Saving With Shellie

JULY 3, 2013

Now $100 in free money will come in really handy because Back to School and the holidays are just around the corner. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. Then I used the card at Sonic for Happy Hour 5 different times.

Emergency Fund 40

Emergency Fund Sonic Advantage Frugal Lives 40

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. Did you make 2018 financial goals ?

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. Let’s look at some of these strategies now.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 10, 2012

I want to use up all my holidays from work, as well as going on some random weekend road trips. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car. Okay, congratulations on that, but have you fully funded your emergency fund?

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

OCTOBER 20, 2014

It’s a good idea to refer to your family calendar to remind you of any events, holidays, or activities where you’ll need money. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund. Under your income, list all of your spending categories and the amount you plan to spend during the month.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. We have a small fund for emergencies but most of our money is invested so we can make some money on it.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

JUNE 8, 2018

Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

Budgeting 133

Budgeting Budget Financial Goals Goals 133