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Our 2018 Financial Goals

Family Balance Sheet

I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Save a starter Home Emergency Fund. It’s not quite 3-6 months of expenses, but will do until we get to #6. 2017 Update.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper. Being self-employed, we need the security that it offers.

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Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. Living there would be a different animal altogether and it would take a much higher income to make do.

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

We don’t panic because we know we can make do with out the investment money. We have enough to live on from other sources and an emergency fund. Our investments have gone up and down over time with the market. Put the dividends and capital gains to work buying more shares.

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What Do You Tolerate to Save Money?

Prairie Eco-Thrifter

Good thing we have that emergency fund because this won’t be cheap to fix. Signs that Your Boiler Needs Repairing Refresh Your Roof for Less Than $50 How to Save Money on Water Costs Life’s Too Short – To Drink Flat Coke Ways to Make Do With What You Have. For how long should you tolerate broken? Money Tips'

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Our Big Financial Goal for 2016

Family Balance Sheet

I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. So those new boots I want will have to wait, and besides I have two pairs that will get me through another winter. I think I’ll survive.

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Take Control of Your Money in 2015

Family Balance Sheet

We will be challenging ourselves to resist buying retail and instead choose thrift by borrowing, buying second hand, or making do with what we already have. How to Make This the Best Gardening Year Ever | Kendra Spencer @ a Sonoma Garden. 5 Ways to Make this Your Best Monarch Season…Ever! Weekly Meals on a Budget.

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