article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. It is NOT a spending account.

article thumbnail

Meet a Reader | Megan from California

The Frugal Girl

Me in one of my money mistakes! We are privileged in that we both have good-paying jobs and have more than enough money to cover the bills. How did you get interested in saving money? I actually became personally interested in saving money after the embarrassing money mistake(s) I’ll tell you about in a couple of questions.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Saving Money By Trying to Live a “Pioneer Lifestyle”

Prairie Eco-Thrifter

Broke Professional) about what we do everyday to save money, which is the subject of this blog swap. “Well, she replied (with a slight bit of exasperation), I mean the fact that we do everything we can ourselves and how that allows us to save a lot of money. How to Save Money By Being a Jack of All Trades.

article thumbnail

5 Investment Strategies For The Wary Beginner

Prairie Eco-Thrifter

Exchange-traded funds are a lot like index funds. However, they trade like stocks on exchanges, rather than operating like a mutual fund (an index fund is a mutual fund). Money Market Account. If you want to ensure that your money is safe, you can open a money market account. Contribute to a Retirement Account.

article thumbnail

Ben & Jerry’s Coupon: Buy One Get One Free Ice Cream Cones!

Couponing 101

It’s National Fair Trade month, and Ben & Jerry’s is celebrating by offering B1G1 Free Ice Cream Cones in October! The coupon is valid on any ice cream cone made with fair trade ingredients. What a great way to splurge on a sweet treat, save some money, and support a great cause! Expires 10/31/12.

article thumbnail

10 Best Low-Risk Investments In April 2024

Savings Corner

The trade-off, of course, is that in lowering risk exposure, investors are likely to earn lower returns over the long run. There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments.

April 52
article thumbnail

How to Calculate Home Equity

Savings Corner

This figure, along with your loan-to-value (LTV) ratio, determines the likelihood of being approved for a home equity loan or home equity line of credit (HELOC), and how much money you could be eligible for. The fair market value of your home simply refers to what a homebuyer would likely pay for the property today.