Family Balance Sheet

APRIL 9, 2021

We celebrated both occasions with a family cruise that we paid for with cash. During our debt payoff mode, we camped and went on beach trips with extended family, but never left the country…honestly, we never left the east coast. . | Once Non-Mortgage Debts are paid, cash flow a FAMILY TRIP TO DISNEY.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Tell us about you and your family. But it wasn’t a decade of nothing but paying off debt.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 5 – Cash flow a family trip to celebrate. . 11 – Cash flow a family trip to celebrate complete debt freedom.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

NOVEMBER 5, 2014

Together they paid off $23,000 in 16 months. Tell us about you and your family. We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. I followed a training plan and had the support of my family.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. Tell us about you and your family. What inspired you to get debt free? Family and friends may think you are crazy for paying off your debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JUNE 24, 2012

Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 25 Amazon Gift Card (sponsored by Family Money Values ) Deanna D. Here is the list of prizes as well as the winners: iPad (sponsored by Prairie Eco Thrifter and Sustainable Personal Finance ) Nicole D. $25 All winners have been notified.

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

FEBRUARY 23, 2016

We want to crush our debts as quickly as possible, because quite honestly there are better things to do with our money then to send it off to creditors every month. 5 Steps to Crush Debt in 2016. 1 – Calculate your debt. Calculate how much debt you have by using my free Family Balance Sheet.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time.

Debt 100

Debt Debt Free Finds Finance 100

Saving Cents With Sense

JANUARY 1, 2016

I am so excited for 2016 – there will be some very big changes with my family this year. My faith is in the Lord and where He will lead us… 2016 will also be a year where my family can start putting more in savings, too. Happy New Year!! My oldest son will also be starting junior high during this year (now I feel old!).

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. What inspired you to get debt free? If married, who initiated the debt free goal?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 2, 2017

Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.” Will it be your spouse, coworkers, family, a Facebook support group?

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. Was there something that you gave up that you will go back to now that you are debt free? To pay off our home early. Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Invite people to your house instead of making the rounds between your family and the in-laws. per gallon during the holidays. Rethink Your Spending.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

AUGUST 4, 2014

They paid off $36,000 in debt and cash flowed graduate school. Tell us about you and your family. The first step in this diligence was paying off debt. Today, I’m pleased to introduce you to Krista & Jon. They blog at 2 Copper Coins. Where are you from? What do you and your spouse do for a living?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

FEBRUARY 22, 2011

Which comes first: saving for an emergency OR paying off debt? Many personal finance experts believe in building an emergency fund to $1000 to get started and then pay off consumer debt. Once that debt is paid off then start building up you emergency fund to your desired number.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. Credit card balance transfers can be a better option if you’re aiming to pay off less than $10,000.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Family Money Values: Who Manages Your Money? Fat Guy, Skinny Wallet: That Pizza Was Tempting, But We’d Rather Pay Off Debt His wife and him were tempted to be undisciplined and order pizza for dinner the other day. Instead of giving in, they used it as an opportunity to pay down debt!

October 200

October 2011 Finance Personal Finance 200

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. If you need to earn less, this allows you to choose to work less, or work more but retire early.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. With our jobs, families and social lives its tempting to spend money to enjoy ourselves. Paying off debt and growing savings is a means to an end.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 22, 2020

Living a life focused on paying off debt is not always easy. There were months we were able to send a lot of money to our debts and then there were months where we could only make our minimum payments. Related Reading: How Our Debt Freedom Plan Prepared us for the Pandemic. How do you eat an elephant?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. I would never tell someone to cancel the gym membership if they use it, and if you do use a gym membership, find out how my husband got a FREE family gym membership. What a great problem to have, right?!?!

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. I only pay for Netflix and Hulu Plus, which is around $18 a month — a far cry from my $90+ satellite TV bill. On the flip side, I ate a lot of cheap food while I was paying off debt, and definitely don’t do that now.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 25, 2011

Paying off debt is great but having no quality of life in the process is not the way to do it. In our twenties, my spouse and I were a single (low) income, two child family living in a thirty year old ‘dump’ in a semi bad neighborhood. I … allowed myself to still enjoy life. It Really Does Get Better.

Debt 172

Debt College Goals Life Insurance 172

Saving Cents With Sense

FEBRUARY 17, 2016

Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

APRIL 12, 2016

In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir. How much debt did you pay off? What kind of debt was it? And finally, paying off debt is completely and totally possible. How long did it take you?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. Tell us about you and your family. We quit when we were paying off debt. Now we are saving to buy a minivan (which I said I would never drive, but an expanding family has changed me. Where are you from? What do you and your spouse do for a living? And deodorant.

Debt Free 100

Debt Free Debt Budgeting Budget 100