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1st Meeting of the Christmas Savings Club

Family Balance Sheet

We have a gift-giving line in our budget, but when I sat down to create my own budget, I realized that our original amount just didn't cover all of the expenses from this past year. I've never been diligent about transferring the Christmas money into a separate account. Also let us know how you saved the money. It's awesome.

Christmas 127
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Christmas Savings Club | May Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. become a fan and ''like'' FBS on Facebook.

Club 100
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Christmas Savings Club | July Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. become a fan and ''like'' FBS on Facebook.

Club 100
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Christmas Savings Club | June Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. become a fan and ''like'' FBS on Facebook.

June 100
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Planning for Christmas 2011

Family Balance Sheet

I have now decided to add gift giving to the list of cash categories. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st. It is only 347 days away.

Christmas 138
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Competing With Yourself To Save On Utility Bills

Prairie Eco-Thrifter

Whether you put the savings in a savings account, splurge for an extra drink next time you are at a restaurant, or buy a bigger box of popcorn at the theatre, it’s important to give yourself a little bonus when you succeed at your goals. It gives you that much more incentive to do even better next month!

Bills 202
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Christmas Savings Club | April Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. become a fan and ''like'' FBS on Facebook.

April 100