Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 27, 2014

It would have pleased my folks if I had accepted and it would have helped our finances out too! By purchasing used vehicles you save on the initial car price, the sales tax you pay upon purchase as well as the property tax you pay each year and the amount you need to insure it. I failed at negotiation.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

MAY 1, 2013

If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. And what happens when you add in property taxes, utility, home insurance, and maintenance? If you bring home $4,500 each month, are you truly comfortable with putting $1,350 of it toward a mortgage payment?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed.

Goals 100

Goals Debt Renovation Daughter 100

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. But the answer really comes down to your finances and life circumstances.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

Don’t take out more cash than you need, and make sure you’re using it for a purpose that will improve your finances instead of worsening your situation. The balance doesn’t have to be repaid as long as the borrower lives in and maintains the home and pays their property taxes and homeowners insurance.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

JULY 13, 2014

They might include things such as fees charged for obtaining a mortgage; cost of home inspections; homeowner’s insurance; title insurance and settlement fees; property taxes or transfer taxes. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Prairie Eco-Thrifter

JUNE 5, 2012

She has not been able to pay the real estate property taxes on your parent’s house (which she inherited) and has come to you for help. They will typically have counseling available to re-train people to get jobs, manage finances and etc. Stay Firm Be firm and unequivocal in saying no.

Money 264

Money Sister Giving Brother 264

Savings Corner

DECEMBER 24, 2023

Iowa lands near the middle of the pack tax-wise. 23 for property taxes and No. 22 for state and local sales tax. Iowa also doesn’t tax Social Security benefits , and Iowans age 55 and older are exempt from paying state taxes on retirement income for tax year 2023. The state ranks No.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Savings Corner

APRIL 4, 2024

How to refinance your mortgage What happens when you refinance your home or rental property ? The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. We increased our income.

Debt 130

Debt Health Insurance Insurance 2001 130

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such as property taxes, association fees, home/auto insurance, etc.

Budgeting 133

Budgeting Budget Financial Goals Goals 133