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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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Compare Best Auto Loans, Rates and Lenders

Savings Corner

Lenders typically define a new car as one that has never been titled and is the current or previous model year. Used or pre-owned cars are older than the previous model year. Loans for used cars may come with certain restrictions, such as maximum mileage or vehicle age.

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. What is your dream car? The simple truth is that not many people have enough money saved up to buy a car. That’s why a vast majority of us go the financing route.

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How Much Car Can I Afford?

Savings Corner

Edmunds recommends that a new car payment be no more than 15 percent of your monthly take-home pay. A used car payment should be no more than 10 percent, but that number varies by expert. For some buyers, financing a vehicle may make sense when balanced as a part of their larger financial picture.

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What Makes a Saver?

Prairie Eco-Thrifter

But, in college, I spent my summer earnings – on clothes, on a used car and on school activities. As a retiree, I started out as a saver, unsure how the finances were all going to work out (especially since I retired during the last recession). Over my life, I have been primarily a saver.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

It would have pleased my folks if I had accepted and it would have helped our finances out too! I bought new cars. Although we kept our automobiles for 8 – 10 years, I bought most of them new AND never dickered with the car salesman. Its good to be independent, but don’t overlook opportunities presented to you!

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

Once we both took a look at our budget and finances, it was clear what we needed to do. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? After we got out of debt, we did pay cash for a used car.

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