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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. How will we make these goals? Plan our Spending.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” Make a commitment. .

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8 Action Steps for a Frugal February!

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How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000. 1 – Determine how much you need.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Gym Membership.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Follow these three action steps and the list of ideas below to find the cash for your fund. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account.