Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal.

My Life Plan

Family Balance Sheet

A few years ago, we were struggling financially and I felt like our situation was hopeless. The plan allowed us to think beyond the financial struggles we were dealing with at the time and we could envision what our future might look like. Volunteer more at the local food bank.

2015 223

Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances.

March 130

How to Avoid Impulse Spending

Prairie Eco-Thrifter

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Figure out your cost of housing and food per month. Lastly, set some financial goals.

2011 194

How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. – Food: groceries, meals out, school lunches. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

Budget 122

Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. Who initiated the debt free goal?

Debt 240

Frugal Friday 11.11.2016

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Maybe even pick up a few extra to donate to the local food banks.

Frugal 130

Frugal Friday: Cheap Turkeys for the Win! 11.18.16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. I took advantage of the.39/lb turkeys at Giant Food Stores. Financial Resources: 1.

Frugal 151

Frugal Friday 11.25.16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Everyone chips in though, but my mom and two aunts cook the bulk of the food.

Frugal 151

It’s Frugal Friday: 10/28/16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Don’t let the thought of clearance food scare you, I’ve been buying meat this way for many years and have never had a problem.

Frugal 151

My Word for 2019

Family Balance Sheet

Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. One word. Just one word to focus on during the upcoming year.

2019 130

Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How they sacrificed to win financially. I ended up taking Financial Peace University as well.

How to Conduct an Effective Family Financial Analysis

Prairie Eco-Thrifter

Why You Should Conduct a Financial Analysis. Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. achieve financial targets.

Family 213

How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. We tried our best to stretch the food budget. If married, who initiated the debt free goal? What are your financial goals now?

Debt 264

How We Frugal-ed this Week: 10/12/18

Family Balance Sheet

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. Frugal Friday: A recap of how we frugal-ed our way through the week.

Frugal 130

Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

Little things like coffee, lunches, fast food etc add up and can kill your budget. If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free. What are your financial goals now?

Debt 269

How to Break the Cycle of Unhealthy Habits

Prairie Eco-Thrifter

Every time I have to walk into one because it’s my only option for a food and a bathroom break for the next hundred miles, I suck it up and begin the search- an apple, maybe a salad (but hold the creamy dressing), and a mini bag of pretzels. The second strategy is to practice long-term goals.

Cycle 200

Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. Who initiated the debt free goal?

Debt 255

Vegetarian Living

Prairie Eco-Thrifter

A few years ago, after eating a few too many turkey sandwiches and watching several tummy turning documentaries about the food industry, I became a vegetarian. I actually had to write out a list of foods that are vegetarian.

2014 192

6 Tips for Setting Better Goals

Prairie Eco-Thrifter

Goal setting seems to be one of the Things That We Do in our society. Reaching for goals can be a good thing. Unfortunately, setting goals effectively can trip you up. Your first step when setting a goal is to choose something that matters. Focus On One Goal At A Time.

Goals 242

Learn How To Eat Healthy On A Budget

Prairie Eco-Thrifter

Many people have made it a priority to eat organic foods. Here is a list of foods that you don’t have to buy organic (some people refer to it as the clean 15 ) as they are not heavily sprayed with pesticides making them healthier options. It is also considered a brain food. .

Budget 228

Post Holiday Lifestyle Detox

Prairie Eco-Thrifter

Financial Detox. It’s not just spending on Christmas gifts that drained my wallet so fast; dinners out, entertaining, alcohol, food, small home items (ie a Christmas table cloth, wine glass charms), and general financial indulgences all put a serious hold on my financial goals.

Money and Marriage – How To Get And Stay On The Same Track and $999.99 Giveaway

Prairie Eco-Thrifter

You may have different needs and desires and goals for your life. Perhaps he doesn’t like spicy food, but she grew up with it and loves it. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals.

Money 276

How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). Shop with a list, and not just for food. Meet Angela.

Debt 278

11 Simple Meal Planning Tips

Family Balance Sheet

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food.

Simple 204

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

I just moved to the more rural area to enjoy time gardening and cooking with real foods. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. Who initiated the debt free goal?

Debt 247

Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. This should start next week and my goal is to post on Fridays.

2015 233

Embrace the Negative!

Prairie Eco-Thrifter

For me, my best financial lesson came from suffering through 10 years of near poverty, the consequence of picking a non-lucrative college major, then figuring out how to re-train and enter a highly rewarding profession – learning to be independent and self-sufficient, even from my spouse.

2014 188

Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways. I don’t eat processed food so for me most of my savings come from health and beauty and household products.

Debt 252

Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

’ Apart from our careers we’re very into cultural experience, LOVE big city life with all the culture and delicious food it provides and our greatest lament in moving to Western NY is that there won’t be the variety that our beloved Portland offers us.

Debt 254

How I Spent $425 on Groceries in March

Family Balance Sheet

My husband and kids won’t tolerate a bare kitchen and bad, boring food–they would seriously revolt. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. And finally…Junk Food.

Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

Family Balance Sheet

Make your goals visual. If married, who initiated the debt free goal? However, I did increase my food budget slightly at first, and more later, as wholesome, nutritious food is important to me. What are your financial goals now?

Debt 191

Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Finally that careful financial tightrope I was walking came tumbling down. I’m currently in this phase; going from debt free to financial freedom.

Debt 206

P.E.P. for Week of January 31- February 4/11- Superbowl Edition

Prairie Eco-Thrifter

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. Sweating the Big Stuff shares with us 6 ways we can save on food.

10 Ways to $ave Energy Comfortably

Prairie Eco-Thrifter

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Monthly cooking appears to be a growing trend, however, think back to when you were young and you likely remember your parents or grandmother cooking far too much food and freezing it for later use.

2011 131

How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

A life goal of ours is. Use all the food you have, and freeze it if you know you won’t use it up before it expires. If married, who initiated the debt free goal? What are your financial goals now? Meet Krystal.

2017 141

Guest Post: 10 Ways to $ave Energy Comfortably

Prairie Eco-Thrifter

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Monthly cooking appears to be a growing trend, however, think back to when you were young and you likely remember your parents or grandmother cooking far too much food and freezing it for later use.

2011 122

Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. As we move to your budget, there are five areas where you must excel to find financial success Philip presents My Accountant Reviews QuickBooks Online vs Desktop posted at PT Money Personal Finance , saying, “Since I don’t know as much about how QuickBooks Online compares to the desktop version, I asked my accountant to share his opinion on the two based on his experience.

2012 109