How to Start a Budget (and be successful at it!)

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Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. – Food: groceries, meals out, school lunches. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

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I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. Who initiated the debt free goal? What are your financial goals now?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

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She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How they sacrificed to win financially. I ended up taking Financial Peace University as well.

Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

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He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. We also listed to The Dave Ramsey Show every day for daily motivation while we worked the baby steps. We tried our best to stretch the food budget.

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How to Break the Cycle of Unhealthy Habits

Prairie Eco-Thrifter

Every time I have to walk into one because it’s my only option for a food and a bathroom break for the next hundred miles, I suck it up and begin the search- an apple, maybe a salad (but hold the creamy dressing), and a mini bag of pretzels. The second strategy is to practice long-term goals.

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6 Tips for Setting Better Goals

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Goal setting seems to be one of the Things That We Do in our society. Reaching for goals can be a good thing. Unfortunately, setting goals effectively can trip you up. Your first step when setting a goal is to choose something that matters. Focus On One Goal At A Time.

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Money and Marriage – How To Get And Stay On The Same Track and $999.99 Giveaway

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You may have different needs and desires and goals for your life. Perhaps he doesn’t like spicy food, but she grew up with it and loves it. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). Shop with a list, and not just for food. Meet Angela.

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Take Control of Your Money in 2015

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My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. This should start next week and my goal is to post on Fridays.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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’ Apart from our careers we’re very into cultural experience, LOVE big city life with all the culture and delicious food it provides and our greatest lament in moving to Western NY is that there won’t be the variety that our beloved Portland offers us.

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

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Make your goals visual. Have pictures of your Why around in your daily life to help keep you motivated. If married, who initiated the debt free goal? However, I did increase my food budget slightly at first, and more later, as wholesome, nutritious food is important to me.

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