Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal.

Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. My family was watching way too much addictive cable TV anyway and my husband and I were not happy with the new price, so the decision was very easy. Are you looking for more ways to cut your monthly expenses?

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. – Food: groceries, meals out, school lunches. How to Watch Great TV without Cable – We were able to cut $50/month by giving up cable, yet we still watch great TV.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

It was like 40 feet away from me and I watched the entire thing. I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends.

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My Word for 2019

Family Balance Sheet

Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. One word. Just one word to focus on during the upcoming year.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

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She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. The inspiration to pay off my debt was watching my grandmother balance her checkbook.

How to Break the Cycle of Unhealthy Habits

Prairie Eco-Thrifter

Every time I have to walk into one because it’s my only option for a food and a bathroom break for the next hundred miles, I suck it up and begin the search- an apple, maybe a salad (but hold the creamy dressing), and a mini bag of pretzels. The second strategy is to practice long-term goals.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget.

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Vegetarian Living

Prairie Eco-Thrifter

A few years ago, after eating a few too many turkey sandwiches and watching several tummy turning documentaries about the food industry, I became a vegetarian. I actually had to write out a list of foods that are vegetarian.

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Post Holiday Lifestyle Detox

Prairie Eco-Thrifter

Likely this is because I get a little more time off around the holidays, and with Christmas movies, watching the ball drop, and general vegging out in front of the TV, I feel as if my brain is going to explode. Financial Detox.

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

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I just moved to the more rural area to enjoy time gardening and cooking with real foods. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. Who initiated the debt free goal?

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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I watched her and her husband’s debt free scream on The Dave Ramsey Show. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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’ Apart from our careers we’re very into cultural experience, LOVE big city life with all the culture and delicious food it provides and our greatest lament in moving to Western NY is that there won’t be the variety that our beloved Portland offers us.

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

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I had watched my parents pay off their debt, including their house, when I was a pre-teen, which really influenced me. Make your goals visual. If married, who initiated the debt free goal? What are your financial goals now? Please note, I AM NOT A FINANCIAL PLANNER.

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P.E.P. for Week of January 31- February 4/11- Superbowl Edition

Prairie Eco-Thrifter

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. Sweating the Big Stuff shares with us 6 ways we can save on food.

Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Finally that careful financial tightrope I was walking came tumbling down. Over the last few years I’d watched uneasily as my monthly payments ballooned.

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