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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. After our mortgage, grocery spending is our next largest expense.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence.

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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. In 2013, our average monthly grocery spending was $635. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Gym Membership.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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What We Ate this Week on our Budget 10.20.17

Family Balance Sheet

Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. garden salad.

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What We Ate this Week on our Budget 10.13.17

Family Balance Sheet

Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line.

Budgeting 100