Prairie Eco-Thrifter

JULY 28, 2014

I mastered the use of excel spreadsheets while monitoring every expense, I opened my first retirement account and bought my first shares of stock while feverishly reading through Investing for Dummies , I began checking all of my accounts, every day to ensure that any and all charges were correct and accounted for… and I loved it.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MARCH 10, 2013

To get ahead in life, you need to make more good decisions than bad. Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. How does one go about making more good decisions than bad ones?

Making 240

Making Home Financial Goals At&T 240

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? ” Have Money Buddies Teamwork almost always makes the dream work. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients.

February 100

February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

AUGUST 26, 2013

Much has been written about the importance of setting goals to achieve success but I think it is also an important strategy when wondering how to make life better for yourself. You wouldn’t set out to build a house without first deciding what materials to use and what design you want. When do you want that promotion?

Goals 233

Goals Making Financial Goals Work 233

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Save for a camper upgrade. Choose Thrift First.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Of course, 2020 brought us a pandemic and a lot of free time. I want to increase our open space.

Debt 130

Debt 2020 2019 Financial Goals 130

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. My plan is to use the sauce for pizza. I used it on some necessities. But in the end, $155 is still a gift. My Frugal Shenanigans!

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

SEPTEMBER 17, 2021

This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that I am incapacitated or just not available. In fact, it was one of my 2020 financial goals.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. This is a one-month only spreadsheet. This is a 12-month spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Savings Corner

DECEMBER 24, 2023

There might come a time where you need to call in reinforcements and hire a financial advisor, especially when you’re making big decisions with your money. Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one. What type of financial advisor do I need?

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. There was nothing too special about my frugal shenanigans in September, other than just trying to be better with every purchase that I make. My Frugal Shenanigans!

September 130

September Frugal Plants Pop Tarts 130

Prairie Eco-Thrifter

MARCH 24, 2013

The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Use: Miser Secure Compulsive overspender. Set your financial goals. Then tell each other your stories.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

MAY 5, 2014

My husband doesn’t always get to eat dinner with me and the girls during the week due to his work schedule, so I like to make a big deal out of dinner time on the weekends. We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals.

Homemade 222

Homemade Pizza Main Dishes Financial Goals 222

Prairie Eco-Thrifter

APRIL 13, 2011

Do you have items in your house that you never use? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Next, when you do go shopping, make a list and take only enough cash to pay for what you have planned to buy.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. To save time during the week, I make the salad and chop the fruit on Sunday nights. I use the pesto as a sauce for hot pasta or pasta salad, pizza topping, and spread it over grilled chicken or fish.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). The last loan was his student loan and I wanted him to make that final payment. That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. The post My 2020 Financial Goals & A Recap of 2019 appeared first on Family Balance Sheet.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

JANUARY 10, 2012

When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. The third section is for our 2012 Financial Goals. Every home has different short-term financial goals.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

AUGUST 25, 2014

We have bikes, so we like to get out and use those on the cooler, drier days. This is so much fun (it’s like imagining what it would be like to win the lottery) and it also may help you achieve those goals. Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one!

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Prairie Eco-Thrifter

MARCH 23, 2015

If you surround yourself with nay-sayers who don’t believe that you can change your financial circumstances, you are unlikely to do so. Make sure that is what you want. Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough. What do you enjoy?

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. Start Using Cash This is a wonderful way to save money.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. I don’t want him to feel that way.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

SEPTEMBER 22, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. To make dinner hour easier, I’m trying to make a double or triple batch of at least one dinner each week to keep in the freezer. What did you make this week that your family enjoyed?

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. method when you wrote them? Are they: S – specific.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

SEPTEMBER 29, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I am working to stock up my freezer with extra meals or meal components to make my week night dinner rush easier. I spent the evening making a batch of homemade sugar-free applesauce.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. What did you make this week that your family enjoyed? How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

AUGUST 21, 2020

However, knowing your numbers will help you determine and make a plan for the messiness. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. Use In-Network ATMs Did you know that you could be losing as much as $5.00

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Mine is an 8 quart and takes up a lot of space on my kitchen counter and I don’t have a lot of cabinet space to store it when it’s not in use. Do you have an Instant Pot?

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. The table is still usable, but the chairs were all shredded after years of use.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

OCTOBER 20, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. I cooked it in my Instant Pot (look for the directions on Monday 10/23/17), and used the meat for Tuesday night’s dinner. What did you make this week that your family enjoyed? garden salad.

Budgeting 100

Budgeting Budget Leftovers Daughter 100