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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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The Importance Of Setting Financial New Year’s Goals

Prairie Eco-Thrifter

In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. The most important step is to create realistic goals.

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Choose Thrift First Challenge – March Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. March Update: I did a little shopping in March and it was mostly for our oldest daughter. She is participating in an after-school running program that started in March.

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My Word for 2021

Family Balance Sheet

I joined the crowd many years ago only to completely forget about my word by mid-March. After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals.

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How I Spent $425 on Groceries in March

Family Balance Sheet

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I felt like March was somewhat of a success. Our grocery budget since January has been $450 , which is down from an average of $600 last year, but I wanted to see if I could get it to $400 for March.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Updates on our Debt Freedom Plan over the years: Our Original Debt Freedom Plan – written in March 2014. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. For a glimpse at what I buy and what we eat, read How I Spent $425 in March. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. We want to have our cake and eat it too. Gym Membership.