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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” Imagine keeping the family afloat during periods of strife, such as WWII.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T. Believe me!

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. Why not use an in-network ATM instead ?

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

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For Better Savings: Use Sub Accounts to Differentiate Your Goals

Prairie Eco-Thrifter

Chances are that you are saving for different purposes. You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives.

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