How to Start a Budget (and be successful at it!)
Family Balance Sheet
JUNE 8, 2018
Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. We got back on track with planning our spending and we were able to breathe again. Another way to think of a budget is a spending plan. As a planner by nature, I actually like the term, “spending plan.” A zero-based budget is planning for every single dollar of after-tax income.