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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

Gym Membership. We use the gym, so we’ve never felt like it was a waste of money. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. To read more about our experience, read How to Get a FREE Gym Membership.

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How to Save Money on Groceries

Family Balance Sheet

These are strategies I use weekly to help keep my grocery bill in line with our budget. of Agriculture, a US family of 4 discards around $1500 a year on food waste. Imagine saving your family’s budget $1500 a year just by being more aware of your food waste and taking action to stop it. Use cashback apps.

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All About the Chick-fil-A One Rewards Program

Couponing 101

Chick-fil-A One is the restaurant chain’s tiered membership program that gives customers the ability to earn points with every purchase. These points can then be used to redeem rewards such as free food and restaurant giveaways. Free food rewards redeemable with points. What is it? What rewards are available?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. Barter your gym membership! Do you have a gym membership? Do you have a gym membership? Try freezer cooking.

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How Downsizing to an Apartment Has Saved Us Money

Prairie Eco-Thrifter

We have a smaller place, and we use less energy to keep it comfortable. On top of that, we are using less electricity in general since the apartment has numerous windows and an open floor plan. That usually translates to using fewer resources as well. We are also better about the way we make food purchases.

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How to Save Money on Groceries

Family Balance Sheet

If you need to find some wiggle room in your budget, or combat the rising grocery prices, or maybe make room for your family’s growing appetites, take a look at the following list and see what changes you can make to reduce what you’re spending on groceries…and still eat really well! Utilize the Freezer. Thaw as needed.

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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Also, he ate out five times a week and paid for a gym membership.

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