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Our 2023 Financial Goals

Family Balance Sheet

It was a momentous occasion that was many years in the making. I cried for days and we celebrated the occasion with a family cruise a few months later. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. I spent about $870/month on groceries.

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Grocery Budget Challenge | July & August

Family Balance Sheet

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Our grocery spending crept up to about $500 a month during the summer. Action Step 1 : Plan your grocery budget for September. My budget is $450.

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Grocery Budget Challenge | February Meeting

Family Balance Sheet

My successes: My February grocery budget was $450 and I am happy to say that I stayed within our budget. I found it easier to keep a tab on my grocery spending and I’m going to continue to use cash. Action Step 1 : Plan your grocery budget for March. Take into account any special occasions, such as the St.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. For one-time special occasions, ask friends if you can borrow instead of buying new. In 2015, the monthly challenge will be Choose Thrift First.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

Groceries. I talk a lot about grocery spending on this blog. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending. Borrow : For one-time special occasions, ask friends if you can borrow instead of buying new.

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5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Meal planning really is that effective.

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How to Save Money on Groceries

Family Balance Sheet

The good news is that coupons are very easy to find and you don’t need to spend loads of time clipping them to slash your grocery spending. I average about $5 in coupons on a typical trip to the grocery store. Related Reading: 9 Easy Places to Find Grocery Coupons. Cut out the junk food and save some dough.