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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

3 – Set your guidelines for the year. I have no problem shopping at a thrift store and not having cable TV, but I still want to camp and watch my daughters swim meets. Take some time and create your guidelines for the year. Read our 2016 Crushing Debt Guidelines here. What’s important to you?

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

3 – Set your guidelines for the year. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets. A leaky roof was one of the priorities to give you an idea. We said NO to a lot, and that isn’t fun.

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The Christmas Gift Exchange Game

Family Balance Sheet

Thrift store finds. Set the guidelines: Choose a dollar minimum/limit. The Gift Exchange Game Rules: Gift exchanges, also known as White Elephant exchange, can be any type of gift (see theme ideas below), and when things get rolling, the exchange becomes more about the game and less about the gift. Start by choosing a theme.

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Ten Paper Products To Cross Off Your Grocery List | Kitchen Economics Link Up

Family Balance Sheet

There is an initial investment, but I have seen similiar containers at yard sales or thrift stores and at Bed Bath and Beyond where they regularly offer 20% coupons. Use plastic store bags for trash bags. A few Link Up guidelines: Please link a your cost-cutting kitchen tip. I have 4 different sizes.

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Our Big Financial Goal for 2016

Family Balance Sheet

Guidelines for 2016: 1. Choose Thrift First. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. In other words, I’m coming up short. Make it a Necessities Only Year.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our business is considered essential, so we have remained open, but at a reduced schedule and following CDC guidelines. On Friday, March 13th, the PA Governor shut down schools and closed non-essential businesses. The Pandemic hit our state and country. It wasn’t always fun or easy and we had a fair amount of envy and FOMO.

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Our 2018 Financial Goals

Family Balance Sheet

The Guidelines for 2018: 1. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. I’m curious to see how much we can save and also how creative we can get by making do with what we already own or looking for things at a thrift store.