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4 Crazy Hard Things To Check On When Buying a Home

Prairie Eco-Thrifter

We’ve only bought 4 pieces of real estate in our lives, including two homes. Understand what regulations there are on the use of the property. Be there at rush hour in the morning and evening, during weekend days and evenings and on holidays. Most counties now have real estate tax and appraisal records on line.

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Put the holiday gift of cash into your account. #117046655 / gettyimages.com. Well, kids, your parents lied to you – money does grow on trees. The trees are your investment accounts.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Again, you’re not alone with this problem. Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets. Find yours and use it to make extra cash. How much money do you want to send to your retirement account by the end of the year?

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The Christmas Tree – Artificial or Real?

Prairie Eco-Thrifter

Do you use artificial trees or live cut real ones? According to a New York Times article last December, there are a bunch of us that have artificial trees – me included. We have used this tree for 15 years now. In addition, some trees are grown close to where they are used, lowering the transportation carbon emitted.

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Investing with the Santa Claus Rally

Prairie Eco-Thrifter

If you’re a superstitious person, then you might believe it’s because Santa Claus is really bringing a gift of cash to your portfolio but there are a few reasons I believe it happens and they are a bit more rational. They use margin and other methods of borrowing to generate outsized returns for their investors.

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Kindergarten to College – Back to School Money Tips

Prairie Eco-Thrifter

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. Parents already know that back to school time is the second most expensive time of the year (right after the holidays).

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Our 2018 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Shame on us for dragging our feet on this for too long. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen.