Family Balance Sheet

MAY 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Read: My Ebates Review.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too! Did you over spend?

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

OCTOBER 14, 2014

The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. Do you save money every month for your gift spending? After you complete the budgets, divide the totals by 12.

Finance 100

Finance Giving Organic Organization 100

Teresa's Deals

SEPTEMBER 2, 2015

If your like me, you are always looking for ways on how to save money for the Holidays. We always make a plan early in the year on how we are going to save when it comes to purchasing gifts for our loved ones. There are many ways you can save before and while you are shopping.

Saving Money 100

Saving Money Money Christmas Saving 100

Family Balance Sheet

OCTOBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Read: My Ebates Review.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account. Put the savings you made at the grocery with coupons into the savings account. Our investments have gone up and down over time with the market. But it pays off! Do you have a money tree?

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

APRIL 25, 2013

Find your monthly savings goal for May and any shortfall that you have from January through April. Start thinking about some handmade gifts that you can make for your friends and family for the holidays. Let us know how you''re doing with your Christmas Savings Account in the comments. become a Twitter follower.

April 100

April Club Christmas Goals 100

Couponing 101

JUNE 1, 2013

I just recently signed up for a Capital One 360 Checking account and absolutely love it. You can use it as a secondary account and link it to your main banking account. You could use it as a designated savings account, such as Holiday savings. There are NO fees and NO minimum balances.

Budgeting 97

Budgeting Budget Electronics Money 97

Family Balance Sheet

JUNE 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Read: My Ebates Review.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Read: My Ebates Review.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Read: My Ebates Review.

2019 100

2019 September Club August 100

Saving With Shellie

NOVEMBER 25, 2012

Open an ING Kids Savings Account and get a $10 Bonus just for opening a free account. This could really be a big moneymaker if you have lots of kids because 4 Kids x 4 Accounts = $40! Open an ING Kids Savings Account by 11/25. Need some extra cash for the holidays? This is a totally legit offer!

Kids 55

Kids Savings Account Boys Free 55

Family Balance Sheet

AUGUST 28, 2013

I''m still left with a $50 shortfall for the year, but I have 3 more months to save it before I make the majority of our holiday purchases. If you have not done so, open up a separate checking account specifically for your Christmas Spending Savings. September Assignments: 1. Thanks for reading.

August 100

August Club Christmas Goals 100

Saving With Shellie

NOVEMBER 23, 2012

Open an ING Kids Savings Account and get a $10 Bonus just for opening a free account. This could really be a big moneymaker if you have lots of kids because 4 Kids x 4 Accounts = $40! Open an ING Kids Savings Account by 11/25. Need some extra cash for the holidays? This is a totally legit offer!

Kids 51

Kids Savings Account Boys Free 51

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? Day 19: Save Money on Meat. Day 20: Stock up on Holiday Sales. Day 24: How to Save on Organic Food. Need to find some wiggle room in your budget?

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

JUNE 25, 2011

If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. When the weather outside is.90+ 90+ degrees.who wants to think about Christmas?

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

JANUARY 25, 2013

I'm using a savings account that was used previously for another goal. By our next meeting on February 25, your first assingment is to open up a designated savings account specifically for your Christmas savings. Personally, I opened up a separate ING Direct online savings account for our Christmas savings.

Christmas 127

Christmas Club Goals Budgeting 127

Couponing 101

JULY 2, 2013

I just recently signed up for a Capital One 360 checking account and absolutely love it. You can use it as a secondary account and link it to your main banking account. You could use it as a designated savings account, such as Holiday savings. There are NO fees and NO minimum balances.

4th Of July 85

4th Of July July Budgeting Budget 85

Saving Everyday

OCTOBER 27, 2023

As someone who truly knows what being broke feels like , I know how stressful it can be, especially during the holidays. If you implement some of these strategies, you WILL have extra holiday cash! That’s a big chunk of extra money you can keep in your savings account during the holidays! Save your savings.

Saving Money 52

Saving Money Budgeting Budget Money 52

Couponing 101

JUNE 27, 2013

I just recently signed up for a Capital One 360 Checking account and absolutely love it. You can use it as a secondary account and link it to your main banking account. You could use it as a designated savings account, such as Holiday savings. There are NO fees and NO minimum balances.

Budgeting 63

Budgeting Budget Electronics Money 63

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus. No minimum deposit required!

ING Direct 99

ING Direct Kids Nov November 99

Couponing 101

JUNE 11, 2013

I just recently signed up for a Capital One 360 Checking account and absolutely love it. You can use it as a secondary account and link it to your main banking account. You could use it as a designated savings account, such as Holiday savings. There are NO fees and NO minimum balances.

Budgeting 45

Budgeting Budget Electronics Money 45

Family Balance Sheet

JANUARY 11, 2011

I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I added up what we spent on gifts for the entire year in 2010 and reduced that by 20%. I'll use that money through out the year for birthday gifts along with Christmas presents in December.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Saving With Shellie

JULY 1, 2013

Now $100 in free money will come in really handy because Back to School and the holidays are just around the corner. I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund.

Emergency Fund 51

Emergency Fund Sonic Frugal Lives Frugal Living 51

Saving With Shellie

JULY 2, 2013

Now $100 in free money will come in really handy because Back to School and the holidays are just around the corner. I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund.

Emergency Fund 40

Emergency Fund Sonic Frugal Lives Frugal Living 40

Saving With Shellie

JULY 3, 2013

Now $100 in free money will come in really handy because Back to School and the holidays are just around the corner. I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund.

Emergency Fund 40

Emergency Fund Sonic Advantage Frugal Lives 40

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 2, 2013

Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month. Each month, we'll come up with some unique ways to find/earn/save money to put towards our Christmas Savings Account. Stop back on the 25th and let us know how you did.

2013 113

2013 Christmas Club January 113

Prairie Eco-Thrifter

MAY 1, 2012

What about holidays, cars, homes, designer clothes, retirement? Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. When I found a new way, I bought a small treat and then put the rest into my growing savings account. So, dream big. What would you love to have?

Money 211

Money Debt Debt Free Cooking At Home 211

Saving Everyday

APRIL 12, 2013

My first quarter Ebates check is always high because it includes earnings from the holidays. Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Sorry this is a bit late this month! March was very good to me…I added $557.10 to our Disney fund yay!!

Disney 69

Disney March Gift Cards Ebates 69

Family Balance Sheet

OCTOBER 18, 2019

We’re ready for a big trip to celebrate our accomplishment and we are already planning one for over the holidays. Start Additional Savings Accounts. We have several things that we want to start saving for, such as a car replacement fund, some home repairs/updates, a new camper, and travel.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

NOVEMBER 28, 2012

Ziplock Holiday Food Storage, 2-6 ct – $2.59. $1/2 On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register.

Duncan Hines 56

Duncan Hines Kroger General Mills Nashville 56

Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45

Frugal Spendthrift Debt Recession 45

Couponing 101

SEPTEMBER 22, 2012

ING is currently offering a $50 bonus when you sign up for an ING Electric Orange checking account. Open an Electric Orange account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening. Looking for an easy way to stretch your Christmas budget?

ING Direct 102

ING Direct Budgeting Budget Christmas 102

Family Balance Sheet

FEBRUARY 9, 2018

She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. I have a friend who sells cookies and candy during the Christmas and Easter holidays.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JUNE 14, 2012

Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all. Wouldn’t it be much simpler if you only had a few accounts, maybe a working account and one or two savings accounts? Plus you’ll be amazed at how your savings add up!

Simple 221

Simple Finance Budgeting Budget 221