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Adequate Insurance Equals Peace of Mind

Prairie Eco-Thrifter

You might remember an earlier article of mine, explaining the importance of home insurance. I wrote a little snippet about a neighbor’s vacation home that burnt to the ground, and sadly, the homeowners weren’t adequately insured. However, there are those that have insurance and it’s just simply not adequate enough.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

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Managing Family Finances: Tips and Strategies for a Better Financial Future

Penny Pinchin' Mom

Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. The problem is that the world of life insurance is vast, and not every policy is going to be ideal for you. If not, you need to get one. They are not a waste of money.

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Stock Market Sectors: 11 Official GICS Groups

Savings Corner

Image source: The Motley Fool Investing in stock sectors At a glance, the 11 GICS stock market sectors are: Energy Materials Industrials Utilities Healthcare Financials Consumer Discretionary Consumer Staples Information Technology Communication Services Real Estate 1. Real estate 11.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: Contact several local real estate agents and talk with them about your needs before choosing one.

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Selling Your Investment Property?

Prairie Eco-Thrifter

Some of the costs you may encounter in a real estate transaction can be quite expensive. Real Estate agent commission : Negotiable! Sellers closing costs can include loan payoff costs (if you still have one on the property), including possible prepayment penalty fees; title insurance fees, notary fees and attorney fees.

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Rent vs Buy Calculator: Should I Rent or Buy?

Savings Corner

We included ongoing payments for rent and renter’s insurance and a one-time security deposit. In high-priced real estate markets like San Francisco, renting could be the only affordable option. You’ll keep paying mortgage insurance (for a period of time, anyway), property taxes, homeowners insurance and HOA dues (if they apply).

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