Prairie Eco-Thrifter

AUGUST 19, 2014

Insurance Premiums. You might be surprised at how few people actually shop around for lower insurance premiums on a regular basis. Get a few quotes, and bring them to your current insurance company to see if they will match the lower quotes. If you haven’t refinanced to a low interest rate, you could be missing out.

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Saving Money Money Insurance Transportation 195

Savings Corner

DECEMBER 27, 2023

“Amortization” is a word for the way debt is repaid in a mortgage, where each monthly payment is the same (excluding taxes and insurance). Or you might want to compare different loan terms before refinancing. In the beginning years, most of each payment goes toward interest and only a little goes to debt reduction.

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Calculators Homeowner Insurance Debt Property Taxes 52

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. My list includes: home owners insurance – due yearly.

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Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

MARCH 14, 2012

If you are wanting to get auto insurance, your rates go up if you have one or more tickets on your record. The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. Increased auto insurance costs. Possible increased life insurance costs. Related posts: No Cost Refinancing – Pros and Cons.

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Insurance Tickets Life Insurance Gasoline 186

Savings Corner

DECEMBER 24, 2023

Insurance – How can you get the right coverage at the right time? That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. In some cases, implementing it may involve buying insurance or creating an investment plan.

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Goals Debt Taxes Insurance 52

Savings Corner

APRIL 4, 2024

Cash-out refinancing: With a cash-out refinance, you replace your existing mortgage with a new, larger mortgage. Home equity loans and private mortgage insurance (PMI) What if you’re paying private mortgage insurance (PMI) on your original mortgage? converts to a loan that’s repayable over a set period of up to 20 years.

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Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

MARCH 16, 2011

PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. Refinancing your loan can save your thousands of dollars a year in interest payments.

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Saving Money Money Insurance Property Taxes 124

Prairie Eco-Thrifter

MAY 30, 2012

Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Look into effective health, disability and life insurance plans. There are many debt-reduction strategies that will help you reduce your amount of debt and therefore the amount of interest you are paying.

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Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

FEBRUARY 19, 2022

Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Organize paperwork for tax preparation.

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Office Family Finance Kids and Family 130

Saving Cents With Sense

JUNE 19, 2013

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. That may be the financial boost you need to buy two tickets to Hawaii or book a hotel for a week in Las Vegas.

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Budgeting Budget Las Vegas Bills 85

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. We refinanced multiple times during the hey day of low interest rates at various banks and credit unions.

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Savings Corner

DECEMBER 25, 2023

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. With low- or no-down-payment loans, you pay for the guarantee through fees or mortgage insurance , depending on the program.

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Insurance Home Refinancing Money 52

Prairie Eco-Thrifter

SEPTEMBER 3, 2012

No Cost Refinancing – Pros and Cons Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage? Buying a Home With the Help of Mortgage Insurance I’ve been thinking a lot lately about our culture’s tendency toward bigger, more expensive, better. Mortgage payments can account for 30 to 35% of.

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