Penny Pinchin' Mom

DECEMBER 17, 2023

What I have found to work is that if I can access my emergency fund within 24-48 hours, it is ideal both in terms of easy accessibility and liquidity as well as inconvenient enough that I don’t get tempted to dip into it for something it really shouldn’t be used for. Look Into Life Insurance Do you have a life insurance policy?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

JUNE 4, 2012

That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. Start Early for Greater Benefits Life insurance rates are less expensive when you are young, so it’s to your advantage to look into policies early.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Prairie Eco-Thrifter

JANUARY 2, 2019

Insurance plans are a vital part of every person’s life for it acts as a safety net for when an individual is in need of monetary assistance due to certain circumstances. Before proceeding further, it is crucial to know what is term insurance and what is meant by pure protection plan. What is term insurance?

Insurance 185

Insurance Life Insurance Taxes Family 185

Prairie Eco-Thrifter

MARCH 12, 2014

They don’t come in the form of cash, but the company that you work for pays into them, and you should use them. I wrote a post about this about a year ago, and I am still committed to using my benefits to the maximum. In 2013, I used almost $7,900 worth of employment benefits. Life Insurance. Career Tips'

Life Insurance 169

Life Insurance May Insurance Therapy 169

Prairie Eco-Thrifter

MARCH 9, 2015

Here are 5 insurance issues to watch out for: 1. Business Use of Your Home. We know that homeowners insurance is necessary if you want to protect what is likely your biggest asset. However, some homeowners policies don’t cover the business use of your home. Life Insurance.

Insurance 100

Insurance Health Insurance Life Insurance United States 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Power for auto, home, or life insurance New What’s new with Lemonade? for auto insurance.

Insurance 40

Insurance Life Insurance Cars Car 40

Savings Corner

DECEMBER 23, 2023

While there’s no way to know for sure if you’ll need long-term care in the future, it’s quite likely considering that people are living longer than ever—in fact, 69% of people will use long-term care services at some point. Use this checklist to help you evaluate and take that next step toward getting coverage.

Insurance 52

Insurance Life Insurance Health Care Family 52

Family Balance Sheet

JUNE 24, 2021

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly.

Bills 130

Bills Budgeting Budget Emergency Fund 130

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. Rules of thumb can be useful in terms of starting points for deciding on what to do next. Instead of just buying 10 times your annual salary for life insurance, sit down and figure out what your really needs are. So, What Can You Do?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

MARCH 3, 2017

She also ran quotes for our auto insurance, which came up equal to what we are currently paying. I was delighted by these savings, so do yourself a favor in March and review your homeowners, auto, and life insurance premiums. I haven’t used it since high school and it smells just as I remember it. I paid $4.00

February 100

February 2017 Insurance Homeowner Insurance 100

Family Balance Sheet

MARCH 11, 2021

Did you use the S.M.A.R.T. I developed our first family balance sheet many years ago and I still use it today. I’m a firm believer that finances should be organized and neat, and my Family Balance Sheet helps us keep track of our finances in one tidy spreadsheet. Bills to review this spring: homeowners insurance.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

MARCH 14, 2012

In addition to the actual cost of the ticket, the time and extra charges for auto insurance, a ticket can also impact life insurance costs, and your credit score (if you don’t resolve your tickets). You also use about 40% more gasoline, according to some musings by Bargain Babe and SelecTrucks. Your time costs.

Insurance 186

Insurance Tickets Life Insurance Gasoline 186

Prairie Eco-Thrifter

JANUARY 24, 2013

If you’re in the market for new insurance, make sure to read Deanne’s post about how much life insurance you need at Brighter Life. How to re-use common items. If you are new to PET or haven’t gotten a chance to read all the articles in the past, here are few archives you might enjoy. PET Archives.

Fridays 165

Fridays Life Insurance Insurance Consumerism 165

Family Balance Sheet

OCTOBER 10, 2014

Do you go into panic mode when your car insurance bill arrives? That used to be me. Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. auto insurance – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

JULY 2, 2013

Importance of Home Insurance. Most of us think that we’re invincible to disasters, and don’t need to be insured. That’s why parents go without life insurance, drivers go without auto insurance, and people suffer as a result. Finding the Right Provider.

Insurance 220

Insurance Home Life Insurance Cars 220

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. However, Progressive does not underwrite its own life insurance in most cases.

Insurance 52

Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JANUARY 1, 2013

Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. If you use one credit card to make a payment on another, you are in even deeper. Always pay off the full amount and only use it for emergencies. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

SEPTEMBER 17, 2013

If you use all the safety gadgets. If your car is safer it’s less likely to swerve off the road, hence the insurance company will go easy on you. Some insurers will charge you less if you drive less on an average. Don’t Leave Your Life Insurance Behind! Is it Time to Switch Auto Insurance Companies?

Insurance 200

Insurance Cars Car Life Insurance 200

Couponing 101

JANUARY 10, 2012

What criteria should I use to identify the best investments? Should I cancel my life insurance policy? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? Should I pay off my mortgage at retirement?”.

Life Insurance 69

Life Insurance Making Insurance Computers 69

Prairie Eco-Thrifter

JANUARY 29, 2014

For example: She used her bonus to put in a new laundry room, even while worrying about sending her high school senior to college. Instead of repairing a storm damaged garage roof (with money given to her for that purpose), she asked life for a trip to London and got it. Are you asking life for a penny? Get Healthy'

IBM 172

IBM Life Insurance Giving Airfare 172

Family Balance Sheet

APRIL 9, 2015

My list includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly. This savings account will strictly be your Personal Escrow Account and is only to be used for the bills that you have identified for the fund. How to Create a Personal Escrow Fund.

Bills 100

Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone. I give the name of the item, the location, a contact number and an identifier for them to use when referencing it. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1 The averages below are most useful for comparison purposes.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Saving Cents With Sense

JANUARY 4, 2014

Life: Now that “I” actually means “we,” you may want to revisit your life insurance coverage. The winner will be chosen using rafflecopter. This site uses affiliate links. To land on a new amount, consider future income potential, the cost of raising kids and any outstanding mortgage. All rights reserved.

Home Depot 81

Home Depot Gift Cards Giveaway Home 81

Prairie Eco-Thrifter

JULY 22, 2012

Basic Types of Car Insurance There are many different types of car insurance policies, and even within the basic types, there are a ton of. How to Find Cheaper Auto Insurance If you have a car that you want to use on the road, then auto insurance is just one of. Is it Time to Switch Auto Insurance Companies?

Insurance 188

Insurance Life Insurance Cars Car 188

Family Balance Sheet

MARCH 12, 2015

When reviewing your goals, did you use the S.M.A.R.T. When was the last time you shopped around for home owner’s or auto insurance? Use spring as a reminder to review your bills to see if you’re paying too much. Bills to review: home owners insurance. auto insurance. life insurance.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

AUGUST 18, 2011

Insurance deductibles can range form $0 to as high as $2500. A $500 deductible raise could mean a $10 reduction in your monthly premium of car insurance. Therefore, it is very useful to raise the deductible you pay because it can save you money each month. under the same insurance company.

Insurance 179

Insurance Saving Money Cars Car 179

Prairie Eco-Thrifter

DECEMBER 20, 2012

Have you ever planned a vacation using a tight budget? Let us know how you did it! 4 Good Reasons To Buy Travel Insurance Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other. It is an important part of.

Vacation 202

Vacation Travel Insurance Airfare 202

Saving Cents With Sense

JANUARY 4, 2014

Take out a life insurance policy. Options like Suncorp, in Australia, allow you to compare insurance options to provide the best for your child. Your child will receive this when they turn eighteen, giving them a great start at an independent life. This site uses affiliate links. Prepare for the worst.

Parenting 81

Parenting Saving Frugal Parenting Saving Money 81

Prairie Eco-Thrifter

APRIL 9, 2013

You’ve been used to a steady income for many years. You probably won’t have health insurance, life insurance or special perks (like savings on certain items or free tickets to different things or business travel on the company’s dime) after you retire. Do you need the money? Do you need the benefits?

Insurance 213

Insurance Work Money Kids and Family 213

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Kin is also challenging the traditional insurance model by using technology to help refine its quoting system.

Insurance 40

Insurance Homeowner Insurance Discount Home 40

Savings Corner

DECEMBER 23, 2023

Only half say they’ve purchased life insurance to protect their children’s financial future if someone else had to take care of them. Given that life insurance is an affordable solution, why aren’t more single parents considering it? If you don’t have someone to work with, you can use Life Happens’ Agent Locator here.

Life Insurance 52

Life Insurance Insurance Parenting Calculators 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners.

Insurance 52

Insurance Florida 2002 Home 52

Prairie Eco-Thrifter

JULY 4, 2011

Tom Drake from Canadian Finance Blog clarifies our Understanding of Term Life Insurance. My parents have helped us in the past. He used this email to save thousands of dollars on his last three car purchases. Thanks for letting us know your secret. JB from My University Money asks Are You Using LinkedIn?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 8, 2011

Do you use those to achieve happiness on your own or do you pass those opportunities by? Also, make sure you aren’t paying unnecessary fees for things like credit card insurance. Why not use your dividends to pay your expenses? A step-by-step HOWTO on selling used products on Amazon. Save Money this Spring: #4.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? Even if your kids don’t end up going to Harvard, you’ll have that money saved in your bank account, and you can use it to pay for whichever college they decide to join. You can do this with anything.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

MAY 10, 2012

” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used. ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too!

Money 113

Money May 2012 Debt 113