Motherhood Moments

JANUARY 18, 2023

Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash. Consider strategies such as the debt snowball or avalanche methods or explore credit counseling to get a personalized action plan to attack your debt.

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Recession Finance Emergency Fund Debt 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Get to the Bottom of Your Money Motivations. First of all, it’s important to get to the bottom of your money motivations. Set Regular Money Check Ups. Decide on Separate vs. Joint Spending. Set Goals Together.

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Money Finance Motivation Goals 252

Family Balance Sheet

MAY 21, 2021

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet.

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Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 5, 2014

What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We all the extra money we had been putting away toward debt reduction. Make paying off debt a priority.

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Debt Free Debt Emergency Fund Finance 241

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. Saving Money on Haircuts.

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Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

FEBRUARY 26, 2011

6 Ways to Save Money On a Gym Membership [link] #. Reading: Carnival of Money Stories # 94 Introspective Edition [link] by @ InvestItWisely # Yakezie Get your cup of coffee out. #. Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Selling your home will not fix your money management issues. #.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? I started making smaller consistent payments that I could afford month after month and before I knew it my debt was gone.

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Pay Off Debt Win Debt Goals 176

Savings Corner

APRIL 4, 2024

Make sure to keep your credit score in the best shape possible and work on paying off debt to lower your debt-to-income ratio. Check with the lender for any updated details. The bottom line Average personal loan interest rates can vary depending on your credit score and other factors, but you do have some control.

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Debt Bank Banking Credit 52

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Saving Money on Renovations. I thrive in the heat and sunshine.

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Debt Fridays Win Green And Frugal 145

Family Balance Sheet

NOVEMBER 19, 2014

We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. We sold our house so now we are on Baby Step 4!

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Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. I think setting it up like this so that it never hits my account will stop me from rerouting the money toward less important things, like new dresses and shoes.

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Debt Goals Money Bills 189

Prairie Eco-Thrifter

MAY 1, 2013

The result is that your money will last indefinitely. Your money really can last forever. If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt. Money Tips' But What If Things Change?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. How to Save Money Visiting Yellowstone National Park. And it’s even harder when mishaps occur. Is it worth it to purchase insurance for your smart phone?

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JUNE 25, 2013

It means you have to set more money aside for retirement now, but your future self will thank you. You might pay taxes on the money now, but you avoid taxes on the earnings later. And plan to pay more in taxes than you expect. Yes, you might pay off debt and have fewer of those types of obligations.

Making 201

Making United States Taxes Health Care 201

Prairie Eco-Thrifter

JUNE 24, 2012

Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 Copy of The Total Money Makeover (sponsored by Money Qanda ) Jennifer Jo A. Copy of Sell or Be Sold (sponsored by This That and the MBA ) Blue Collar Workman $25 Amazon Gift Card (sponsored by Daily Money Shot ) Rosanne M. $50

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Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

APRIL 2, 2022

If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Front-Yard Landscaping: 15 Tips To Help You Design Your Landscape and Save Money. Include all the activities that you want to do again or didn’t get to in 2022 regardless if it was due to time or money, and enter an expected expense.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free.

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Budgeting Budget Debt Debt Free 130

Nicoles Nickels

APRIL 9, 2014

While good budgetary moves are to save or pay off debt, spending that money on something pleasurable and financially worthwhile for the future can be just as wise. If there’s one thing that people hate doing the most, it’s their taxes. But with tax time comes that welcomed question – “what to do with my tax refund?”

Taxes 69

Taxes Sears Pay Off Debt Vacuums 69

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

SEPTEMBER 29, 2016

How much debt did you pay off? What kind of debt was it? worth of debt. We owed money to just about everybody. We had two student loans that still had balances, even though we’d already been paying on them for 10 years. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. 5 Steps to Crush Debt in 2016. Stretch yourself.

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Debt Goals 2016 Calculators 100

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

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Debt Calculators Credit Cards Credit 52

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Don't confuse this money with vacation money or new furniture money. Absolutely!

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Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

APRIL 9, 2021

Yet after listening to Dave’s approach, I knew I didn’t want to be anybody’s slave and if I was being honest with myself, the total amount of debt payments we made every month was ridiculous. There were a lot more fun and purposeful things we could have done with that money than pay the lender. In fact, it sucks!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. 5 Steps to Crush Debt + a FREE Debt Payoff Tracker. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

APRIL 4, 2024

It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home. To do this, you’ll need to itemize your deductions.

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Home Debt Credit Cards Credit 52

Family Balance Sheet

OCTOBER 6, 2014

Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. We used Dave Ramsey’s principles from his books, The Total Money Makeover and Financial Peace as a guide to create a step by step plan on how we will achieve our financial goals. S – specific.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

JUNE 16, 2015

What are the top 3 – 5 ways you found money to put towards debt. We cut our lifestyle to nothing and threw all that extra money at the debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. There were no money arguments.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 2, 2015

I did read about the Dave Ramsey method, however, I knew that for us, it would take something more extreme than cutting expenses and putting that money towards our debt. Once we did that we were able to pay everything off at once. What are the top 3 – 5 ways you found money to put towards debt.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. Chuck wrote the book to challenge how people think about money.&#. Your City or County May Have Free Money For You. Crystal from Stupid Cents talks 401k Allocation and where to put your money. Thanks for the honesty.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 20, 2017

What inspired you to become debt free? When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. full-time so we started bringing in a decent amount of money.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 27, 2023

A personal loan is money you borrow in a lump sum and repay in fixed monthly payments. Personal loan uses One benefit of getting a personal loan is you can use the money for nearly any purpose. Funding time: Many lenders can fund a loan the day after approval, but some take up to a week to send you the money.

Debt 40

Debt Home Improvement Consumer Credit 40

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Have more money automatically withdrawn from your paycheck and put in your 401k. If you’re still worried you’ll break your resolution, consider motivating yourself by money. Paying Off Debt. The top 3 financial resolutions?

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Monitors Credit Debt Consumer 40