Family Balance Sheet

FEBRUARY 23, 2016

Throughout this process, my husband requested a visual reminder of our progress, especially when we had to say no to some fun stuff. Download your FREE Debt Payoff Goal Tracker. Paying off debt is not fun, in fact, it sucks! We built in some celebrations into our Debt Freedom Plan.

Debt 100

Debt Goals 2016 Calculators 100

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! We trust that God will provide for our needs in the process. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving.

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Most personal loan applications require proof of income, which can be a W-2, pay stubs or bank statements. The final step is to submit your personal loan application.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

FEBRUARY 2, 2017

If you figure that out you can then work to find healthier ways to fill the void and you can free yourself permanently from the bonds of debt. We tend to get so wrapped up wishing and dreaming about the end result that we never start the process. ” Pay off Debt. Make a commitment. . S = Be SPECIFIC.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JANUARY 6, 2011

This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s.

Debt 113

Debt Finance Pay Off Debt Credit 113

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Here are the ins and outs of the whole process – why you need one, how much you should have, how to save for it, where to keep it and what do to (and what not to do) with it. Instead of giving in, they used it as an opportunity to pay down debt! Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JUNE 2, 2016

Personally I believe that getting out of debt is as much about psychology as it is about systems and processes. Arguably if I’d known about all the great free advice around at that time I’d have got out of debt sooner, but in the early days it was really a case of trying to figure it out for myself.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. What are the top 3 – 5 ways you found money to put towards debt.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 25, 2011

Miss T, in her post “ Remember, Slow and Steady Wins the Race ” states “After failing [to get out of debt] a couple times, I came to the realization that I needed a new plan, one that was attainable and manageable for the long term. Paying off debt is great but having no quality of life in the process is not the way to do it.

Debt 172

Debt College Goals Life Insurance 172

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Budgeting is so important and it is going to take time to grasp on an ongoing basis, so please do yourself a favor and invest time in the process. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

Was there something that you gave up that you will go back to now that you are debt free? I didn’t really have to give up a lot while I was getting out of debt. I guess I am spending more on travel now than I did when I was getting out of debt. Also, you have to be patient in the payoff process.

Credit Cards 100

Credit Cards Debt Debt Free Student 100