Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

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Debt Calculators Credit Cards Credit 52

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 2, 2022

Front-Yard Landscaping: 15 Tips To Help You Design Your Landscape and Save Money. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them. A Tour of Our Backyard. How to Start & Maintain a Backyard Compost.

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Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Whether you want to pay off debt or save for retirement or get a new TV, you have to be in agreement on the big stuff. It does you know good if you want to live a frugal lifestyle, and you keep trying to save money, if your spouse isn’t on board.

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Money Finance Motivation Goals 252

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. … cue the Jefferson Starship song, “Nothing’s going to stop us now”… Fast forward to September.

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Debt 2019 Financial Goals Emergency Fund 100

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. If needed, you can even create a savings account with a reputable bank and then tie that account with your salary account.

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Budgeting Budget Debt Debt Free 130

Family Balance Sheet

NOVEMBER 19, 2014

The software generated a monthly revenue, but we were able to sell them to pay off the rest of our debt immediately. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Paying off debt can be done!

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Debt Debt Free Finance Friends And Family Sale 245

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And if you rent, save money and then invest the difference. Save money by preparing your own meals. Drink water to save money and calories. 20 Tips for Frugal Living. Buying isn’t always the better investment.

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Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Don’t tap into retirement savings, however, especially if you have a structured settlement that you could potentially sell to J.G.

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Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

JUNE 16, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Was there something that you gave up that you will go back to now that you are debt free? To pay off our home early. We gave up eating out, cable, driving as many places. Not really.

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Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 22, 2011

Don't confuse this money with vacation money or new furniture money. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? Many personal finance experts believe in building an emergency fund to $1000 to get started and then pay off consumer debt.

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Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time. If married, who initiated the debt free goal?

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Debt Debt Free Finds Finance 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

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Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

OCTOBER 15, 2011

If you want to help your kids get off to the best start in life, it’s vital to consider them when you make financial decisions. Stock Market Basics: How Does 401k work Understanding 401k is a must to help you save money for retirement purposes plus it also helps you save taxes and get more cash in your hands.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

JULY 2, 2015

We began to realize that each item we own costs us something, either our time to maintain it or our money. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We are living in an apartment that we can pay for out of one paycheck with money left over.

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Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. A personal loan is money borrowed from a lender that can be used for nearly any purpose. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum.

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Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. I initiated paying off the debt.

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Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. Extra money from budgeting wisely and spending less (specific tips below).

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Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 20, 2017

” It’s amazing how much money was freed up when I stayed. What are your top 3 – 5 tips for saving money/pinching pennies to put. towards paying off your debt. When I make a weekly meal plan, it saves us money because. you are debt free? ” So I protected.

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Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 2, 2016

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. My biggest wins for saving money came from psychological tricks I’d employ. Having said all this, I am now a *little* more relaxed about money. So I pass on by. Yes, but not yet!

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Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 22, 2020

When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month. My grocery strategies: How to Save Money on Groceries. I spend closer to $900 now and thankfully, paying off that non-mortgage debt gave us some wiggle room. We said NO a lot.

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Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

DECEMBER 10, 2014

I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Aside from the normal saving money ideas, I started bartering for extra services that I needed.

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Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. During that time, I started to budget for everything.

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. And finally, paying off debt is completely and totally possible.

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Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

I taught coupon and frugal living workshops and put any donated money toward the mortgage. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. It’s so much easier to save money when you’re not gallivanting across the countryside.

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Debt Free Debt Budgeting Budget 100