Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JUNE 24, 2012

Here is the list of prizes as well as the winners: iPad (sponsored by Prairie Eco Thrifter and Sustainable Personal Finance ) Nicole D. $25 Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 A hearty thanks also goes to our generous sponsors who made it possible to host such a large giveaway.

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. For the time being, we’ll continue to live well, but frugally. We can now move on to other financial goals.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JUNE 25, 2013

Even if you have a lower income during retirement, you could very well have higher taxes, depending on the way things play out. Yes, you might pay off debt and have fewer of those types of obligations. Failure to Account for Rising Taxes. As you create your retirement plan, consider the impact of taxes.

Making 201

Making United States Taxes Health Care 201

Prairie Eco-Thrifter

MAY 1, 2013

Markets and economic conditions change as well. What if you estimate your retirement based on how much you are able to save, but a job loss means you can’t set aside money anymore, plus you lose your employer match? The market might not return what you expect each year. Economic conditions might lead to greater inflation than expected.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

freestuff.tv

MAY 18, 2011

Well that’s a pretty dumb question but for most of us, we fail to act on our desires. Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Want financial freedom?

Budgeting 130

Budgeting Budget Debt Debt Free 130

Family Balance Sheet

NOVEMBER 19, 2014

For years Daniel did the finances all by himself and Amanda would stay in the allotted budget amounts, but it didn’t work well for us. Even though Amanda didn’t take over the paying of the bills just having her input and help with decisions was a huge relief to Daniel. Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We thought we were doing really well. Debt is Dumb and Cash is King.”.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. They also made the commitment to stay away from debt for good. ” Pay off Debt. Make it visual.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 22, 2011

Which comes first: saving for an emergency OR paying off debt? Many personal finance experts believe in building an emergency fund to $1000 to get started and then pay off consumer debt. Once that debt is paid off then start building up you emergency fund to your desired number.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

JUNE 16, 2015

How did you celebrate when you became debt free? Well, not really. What habits did you form while being debt free that will now stick with you for the long term? Was there something that you gave up that you will go back to now that you are debt free? To pay off our home early. We bought a house.

Debt 100

Debt Debt Free Finds Goals 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Assess your overall financial well-being. Borrow money to consolidate debt if it means you’ll get out of debt more quickly.

Debt 40

Debt Home Improvement Consumer Credit 40

Saving Cents With Sense

JANUARY 18, 2012

Pay off Debt? Well, there you go – some of my goals that I plan to share with you my progress on this year. I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Lose Weight?

Goals 55

Goals Pay Off Debt January Gardening 55

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. Over time, as you continue to make timely payments on the loan, you might see your score improve, as well.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. You can end up well ahead in the long run. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. You have more options with a frugal lifestyle.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JULY 2, 2015

We save and try to manage our finances, but do so with an openness to give money away as well. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? We trust that God will provide for our needs in the process.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

By signing up with LinkedIn you can instantly connect with thousands of industries as well as industry professionals. Md from Studenomics tells us The Hardest Part of Getting a Business Off The Ground. Pat S from compounding returns asks Pay Off Debt or Invest for The Future ?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. But I do realize some things happen that we don’t plan for as well. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 20, 2017

Communicating well and communicating often has made talking about. How did you celebrate when you became debt free? you are debt free? When we first started paying off debt we really didn’t have anything to. Something we started early on in our marriage that I am SO. For us it’s $50.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Motherhood Moments

FEBRUARY 7, 2023

“Some of the best first steps to take include increasing the amount of money you save or use to pay off debts, making fewer non-essential purchases and sticking to a budget. You should also monitor your credit score and credit report on a regular basis, as well as look for ways to boost your income.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. We have had to put money into wear and tear repairs for the van in the past year, but both vehicles still drive very well, and we haven’t had car payments in many years. Everything looked great on paper.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Yes, but not yet!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

I only pay for Netflix and Hulu Plus, which is around $18 a month — a far cry from my $90+ satellite TV bill. On the flip side, I ate a lot of cheap food while I was paying off debt, and definitely don’t do that now. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Saving Cents With Sense

FEBRUARY 17, 2016

There are some tax benefits to be aware of as well. Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. I ended up taking Financial Peace University as well. Share the top 3 – 5 ways you found money to put towards debt. And finally, paying off debt is completely and totally possible. Simply doing a budget.

Credit Cards 100

Credit Cards Debt Debt Free Student 100