Family Balance Sheet

NOVEMBER 5, 2014

We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. If you’re going to get serious about becoming debt free, you have to make that your first priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

NOVEMBER 19, 2014

We have always loved to travel and do missions work for our church. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. What are the top 3 – 5 ways you found money to put towards debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Summer has arrived here and I have to say that I am loving it.

Debt 145

Debt Fridays Win Green And Frugal 145

Prairie Eco-Thrifter

MAY 1, 2013

The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. But if you’ve seen the markets during the last four years, you know this isn’t the case.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind.

Debt 189

Debt Goals Money Bills 189

Prairie Eco-Thrifter

JUNE 24, 2012

Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 25 Amazon Gift Card (sponsored by Work, Save, Live ) Debbie R. $25 . $25 PayPay Gift Card (sponsored by My Broken Coin ) Nikki H. $25 25 Amazon Gift Card (sponsored by Live Real, Now ) Trish F. 20 Amazon Gift Card (sponsored by Bucksome Boomer ) Lee B. $25

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Dave Ramsey has a plan and it has worked for millions of people. Currently, we’re working on steps 6, 7, and 8 simultaneously. Our Debt Freedom Plan – written in 2013.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 4, 2014

We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. Joanna at Our Freaking Budget wonders if we’re all just working for the weekend. There seem to be a lot of bloggers taking the plunge into self-employment lately!

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. How much debt did you pay off? What kind of debt was it? worth of debt. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Budgeting Budget 100

Nicoles Nickels

APRIL 9, 2014

While good budgetary moves are to save or pay off debt, spending that money on something pleasurable and financially worthwhile for the future can be just as wise. Keep tabs – Maximize efficiency in your work life, discover new creative talents, and enjoy leisure time to the fullest with the purchase of Samsung 10.1

Taxes 69

Taxes Sears Pay Off Debt Vacuums 69

Family Balance Sheet

OCTOBER 6, 2014

Too often we only think about goals in January, but today we’re going to work on new financial goals. Is it to pay off your house? Pay cash for a trip to Hawaii or your kids’ education. Or maybe you want to pay off (and cut up) your credit cards. S – specific. M – measurable.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. I’m working on a post about all of the things we did to pay off our debt. It was not.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JUNE 16, 2015

I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? What kind of debt was it? The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. At first we did it anyway we could find!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 23, 2016

So I concocted an idea to pay them off early and wrote our Debt Freedom Plan. And with fingers crossed, hard work, and much prayer, 2016 will be the year we taste freedom. 5 Steps to Crush Debt in 2016. 1 – Calculate your debt. Download your FREE Debt Payoff Goal Tracker. Stretch yourself.

Debt 100

Debt Goals 2016 Calculators 100

Savings Corner

APRIL 4, 2024

Brick-and-mortar banks tend to work with businesses that have a strong financial profile. And if you find yourself in a tight spot with repayments, your lender may be willing to work with you to defer payments or restructure the loan. 500,000 / $225,000 = 2.2222222 Here, your DSCR is 2.2,

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

FEBRUARY 2, 2017

Elle and her husband paid off a car loan and saved cash for their next car. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Bring your lunch to work more frequently. Paying Off Debt. After taking a look at your holiday shopping credit card bill, you may (unsurprisingly) groan and vow to pay off your debt as quickly as possible.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Why Do You Need One and How Does it Work? Deliver Away Debt: What Is Quantitative Easing and Why Won’t It Stop?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. Work for the same company for 35+ years. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.” We charted out our course of action to pay off debts and start saving for retirement. Many are thinking outside the box.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JULY 2, 2015

My husband works as an architect and I teach art part time at my son’s school. Louis neighborhood is within walking distance to the zoo and a couple of parks, so I enjoy walking with the kids each day to let them run off some energy and I get a little workout in too. If married, who initiated the debt free goal?

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. What inspired you to become debt free? working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. you are debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. If you need to earn less, this allows you to choose to work less, or work more but retire early. Brown bag it to work. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Saving Cents With Sense

JANUARY 18, 2012

Pay off Debt? Some of my goals that I’m working on this year: 1. Write my first eBook – Again, this is to help all of you and I’m excited to start working on this new project. Did you want to save more money this year? Lose Weight? Give up Caffeine (gasp!)?

Goals 55

Goals Pay Off Debt January Gardening 55

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Personal loans work best as part of a balanced financial plan. Borrow money to consolidate debt if it means you’ll get out of debt more quickly.

Debt 40

Debt Home Improvement Consumer Credit 40

Savings Corner

APRIL 4, 2024

How does a home equity loan work? Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Andy from Saving to Invest discusses Happiness in Life and Work. md from Passive Income Now asks How Much Work Does an eBook Take? Md from Studenomics tells us The Hardest Part of Getting a Business Off The Ground.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 6, 2011

This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s. Consider consolidating.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. My top tips to pay off your debt would be the following.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. He works more college games now, so the higher paid games help replace the weekend jobs.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours. How much debt did you pay off? What kind of debt was it? I left university, as so many do, with a fair chunk of debt. am most days to start work.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents. My husband is a personal chef, so he travels a lot for work and moves around the country to learn new styles of cooking. What are the top 3 – 5 ways you found money to put towards debt.

Debt 227

Debt Debt Free Financial Goals Goals 227

Motherhood Moments

FEBRUARY 7, 2023

Single people who have a problem with overspending or who have bad credit might want to work on improving their financial situation before trying to date,” said WalletHub Analyst Jill Gonzalez. You should also monitor your credit score and credit report on a regular basis, as well as look for ways to boost your income.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

JUNE 22, 2020

When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month. I spend closer to $900 now and thankfully, paying off that non-mortgage debt gave us some wiggle room. Living a life focused on paying off debt is not always easy.

Debt 130

Debt Health Insurance Insurance Budgeting 130