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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One summer, we didn’t have enough money to cover vacation and some day trips, so we hosted a yard sale to find the extra cash. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One summer, we didn’t have enough money to cover a vacation and some day trips, so we hosted a yard sale to find the extra cash. This is a 12 month spreadsheet.

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Mortgages for primary residences — a place you’re actually going to live — generally get lower interest rates than home loans for vacation properties, second homes or investment properties.

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How to Save on Rental Cars

Prairie Eco-Thrifter

We will probably be renting a car for our vacation this year. The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Normally we take my spouse’s minivan. Money Tips Travel Tips'

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Selling Your Investment Property?

Prairie Eco-Thrifter

Common commission percents of your property’s sales price can range from 3 – 7% – which add up fast. If, for example, you were to sell your vacation rental condo for $200,000 and contracted with your agent to pay her 5%, you would owe her $10,000 – reducing your proceeds to $190,000. Money Tips'

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

When vacationing, I always try to include some kind of boat tour. A few years ago, when selecting a vacation home to buy, one of my criteria was that it had to be at a lake or on a beach. My friend’s parents owned a house at the lake, complete with boat. They took me for the weekend and helped me learn how to water ski.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.

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