Savings Corner

DECEMBER 27, 2023

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. Consolidating only makes sense if you can get an interest rate that’s lower than the combined rates on your existing debts.

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Savings Corner

DECEMBER 24, 2023

Taxes – How can you minimize your tax bill and ensure the money is there when you need it? That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. Minimize taxes? Do you want to build wealth? Retire wealthy?

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Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MARCH 25, 2013

Tax Refund Anticipation Loans. There are some lenders that will offer you a loan based on a tax refund you have coming. Indeed, some tax preparation companies offer these loans to you. The fees on these loans can be rather high, and can reduce the value of your tax refund. What to Do Instead.

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Emergency Fund Taxes Cars Car 221

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. property & school taxes – due yearly.

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For the Mommas

JANUARY 26, 2016

Get your taxes done right with TurboTax 2015 that is available at Walmart at a sale price of $74.97. Expert answers to your tax questions by phone included. Searches for 350+ deductions and credits, including tax-saving rental property deductions. Retirement tax help and our IRA tool helps you get more money back.

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2015 Property Taxes Refinancing Codes 40

Prairie Eco-Thrifter

NOVEMBER 25, 2012

To check whether this is the best option for you, you need to know what after tax interest rate your debt is costing you. No Cost Refinancing – Pros and Cons. Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage? A dollar saved, as they say, is a dollar earned. What Should You Do? .

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Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

MARCH 16, 2011

Get a property tax assessment. Your tax bill could be incorrect. Refinancing your loan can save your thousands of dollars a year in interest payments. You can either contact the federal government or your mortgage lender and apply for mortgage assistance. You can get a much lower rate on your loan if you choose to refinance.

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Saving Money Money Insurance Property Taxes 124

Savings Corner

APRIL 4, 2024

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. The interest paid on the loan might be tax-deductible if the funds are used to upgrade your home. You’ll get all of the loan proceeds at closing and can spend them however you see fit.

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Home Work Debt Credit 52

Family Balance Sheet

FEBRUARY 19, 2022

We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Organize paperwork for tax preparation. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Tax Rebate Blog: How Much Can you Earn Before Paying Tax in 2011 Tax allowances and brackets change each year.

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October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

SEPTEMBER 3, 2012

Tax Breaks Another reason against paying out the mortgage early is the tax breaks that it brings. The interest on your mortgage is tax deductible if you rent your property, giving you an extra return on investment. Most mortgages cover the family home and so the investment is held until they want to move or down-size.

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Refinancing Taxes Real Estate Money 203

Penny Pinchin' Mom

FEBRUARY 16, 2024

This means taking all or most of your loans and then refinancing them into a single loan held by one lender, making it easier and often cheaper to pay off. Not only will your house act as security for the loan, but you can even use this loan to get some tax benefits, provided you use some of that money to improve your home.

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Debt Credit Money Mom 52

Savings Corner

APRIL 4, 2024

Income verification: You can provide a pay stub, bank statements, tax returns or even 1099 forms if you’re self-employed. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

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Debt Credit Cards Credit Home Improvement 52