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How We Frugal-ed in June 2023

Family Balance Sheet

I accessorized with some clearance finds from Target and Sam’s and we are really happy with our new sunroom. 2 – We opened up high-interest savings accounts and earned $250 in interest. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account.

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Thrifty Thinking - Microsaving

Motherhood Moments

Last Digit Hack Another money saving hack that is circulating online is the last digit challenge. At the end of each day, check your bank balance and add the last digit to your savings account. For example, if your bank balance is $1,756, add $6 or 6 cents to your savings account depending on your own personal budget.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

You’ll know how much is in your checking and savings accounts and your retirement accounts. Short-term accounts could be checking, cash savings accounts, health savings accounts, and emergency savings. Column D = Target Balance. Column C = Current Balance.

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Savings Calculator – NerdWallet

Savings Corner

Use this free savings calculator to understand how your money can grow over time. By Margarette Burnette   Margarette Burnette Senior Writer | Savings accounts, money market accounts, banking Margarette Burnette is a NerdWallet authority on savings, who has been writing about bank accounts since before the Great Recession.

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

Narrow Down a Price Range If you are going to save money , you need to have a target savings goal in mind that you can work toward. Setting up an automatic savings account system works wonders for me. Once I have that number, I set up an automatic deduction from my checking to my savings account every month.

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Retirement Calculator: Free Estimate of How Much You Need

Savings Corner

Current retirement savings: Enter the total current balances of all your retirement savings accounts, including 401(k) plans, individual retirement accounts (IRAs) and any other accounts earmarked for retirement. Monthly contribution: This is the amount you save for retirement each month.

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So You’ve Maxed Out Your Emergency Fund – Now What?

Prairie Eco-Thrifter

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I remember a few months ago when I hit my $10,000 emergency fund target.