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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

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2012 Financial Goals

Family Balance Sheet

Start a Car Replacement Savings Account. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle. Start College Savings Accounts for our Girls. I'm not even sure how much we will need to save. Review our Retirement.