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Christmas Savings Club | October 2019

Family Balance Sheet

In July, I found $20 bill on the beach while camping, and other $80 came out of our monthly budget. Where I found the money in October: We owned a 2002 Honda Civic that was no longer drivable as it needed $1500 in repairs. The goal is to use the money that you have on hand to pay for Christmas and not resort to using credit cards.

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