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How to Save Money by Downsizing

Prairie Eco-Thrifter

This got me thinking some more about how to save money by downsizing. My fuel costs have almost halved with my nifty little new car, I have saved hundreds of dollars on insurance and it is a breeze to park! Downsizing my vehicle certainly has saved me money and will continue to do so for as long as I have the car.

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19 Awesome Freebies Things for College Students

Coupons Do Work

I remember, not that long ago (I graduated from college in 2004) that being in college is great but the cost is expensive. I remember learning something about saving money on books I want to share with you : the library has copies and you can check them out.And teachers have extra copies. Free Soda/ Pop (for Michigan people).

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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. I had to chuckle when I saw my training calendar from 2004, the year before our first daughter was born. I totally blew off my workout that day.

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Why We Left Traditional Health Insurance

Family Balance Sheet

In 2004 when we were researching policies, we weren’t parents yet, but fully intended on having children. It really deserves a whole separate post and if today’s insurance environment was the same as 2004 I might explain further, but it’s not, so I’ll move on. How would we afford the have health insurance?

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Medi-Share Update: One Year Later

Family Balance Sheet

They were so unaffordable, we actually considered taking the tax penalty and going uninsured. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment. We used those savings to pay off a home equity loan and we increased our contribution to our church to help fund special missions projects.

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Needs vs. Wants

Prairie Eco-Thrifter

Yes more folks work from home these days and the tax laws encourage setting aside a space to dedicate to a home office. According to Aquatic Net , there are around 8 million pools in residential homes as of 2004, not even counting the over 5 million hot tubs. I managed with one until I was 30. Home offices. 200+ TV channels.

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Carnival of Financial Planning – Money Management Edition #241 – June 15, 2012

Prairie Eco-Thrifter

PFP presents Tax Management posted at Pasadena Financial Advisor , saying, ” You should also consider how to “locate” your investment asset allocation with respect to more optimal taxation.” The only way that you can improve your situation financially is by either increasing your income or cutting your expenses.

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