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Frugal housing.

Finally Frugal

That comment made me think about all of the news articles written by supposed 'experts' who predicted that we had (or would) hit bottom in 2008, or 2009, or 2010, or even 2011! It seems that those of us in the trenches (like my commenter) may have more insight than the experts! Way to protect your backside, economic experts!)

Frugal 45