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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. Back in 2008, I was a mama to a toddler and infant, so a lot of things slipped my mind. It’s not going to pay the whole bill, but as we start navigating the college process with our girls, every dollar counts! Hello, 2020.

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Meet a Reader | Kim from Iowa

The Frugal Girl

We bought our house as a short sale in 2008. We requested a KitchenAid attachment one year as a gift and it makes this process SO much easier. It makes the process of making the smoothies faster in the morning and I don’t have to pull out multiple ingredients each time. What’s your best frugal win? Being consistent.

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