HELOC Vs Home Equity Loan: How Do They Work?
Savings Corner
APRIL 4, 2024
Compared to earlier years, HELOC originations are actually on par with pre-pandemic norms, while home equity originations are actually above the figures recorded between 2008 and 2021. For example, peer-to-peer lender Prosper sets a 660 credit score minimum for HELOCS, vs. 640 for home equity loans. What’s the appeal?
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