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The Christmas Tree – Artificial or Real?

Prairie Eco-Thrifter

Ellipsos (a Montreal environmental consulting firm) did a study in 2009 in which they claim that there is a significant environmental advantage to using a live Christmas tree over an artificial one, but that after using the artificial one for 20 or more years, the impact evens out. Things to Consider Before Investing in Real Estate.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. The FDIC shows the US national average payout for savings accounts less than $100,000 is.06%.

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

She charged up credit cards to buy food and clothing. She ignored collectors and now the card company is suing. She stopped paying income tax on the rare occasions when she did have income and did not pay county real estate taxes. Borrow Money You Can’t Pay Back. Eventually the inheritance ran out.